220 Harbour Point Cir, Coldspring, TX 77331 Property Records

San Jacinto County property record for 220 Harbour Point Cir, Coldspring, TX 77331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,993 sqft · built 2002
Lot Size	0.305 acres (13,282 sqft)
Owner	2 Individual Names on File
Last Sale	$454,860 (Nov 2021)
Tax Bill	$8,072 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1399-001-0150`

Property Details

APN / Parcel Number

Primary APN	`1399-001-0150`
Alternative APN	`85645`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,993 sqft Living Area
Gross Area	2,593 sqft
1st Floor Area	1,597 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Roof Material	Other
Lot Area	13,282 sqft (0.305 acres)
Garage Type	Attached
Garage Area	600 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	214 sqft
Deck Area	503 sqft
Patio Area	503 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1399-001-0150
Street Address	220 HARBOUR POINT CIR
City	COLDSPRING
State	TX
Zip	77331-3390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPE ROYALE - HARBOUR POINT ESTATES #2, BLOCK 1, LOT 15, ACRES .3049
Legal Subdivision	CAPE ROYALE - HARBOUR POINT ESTATES #2
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN JACINTO TX
Township / Civil Division	COLDSPRING
Census Block Group	1
Census Block	1002
Census Tract	200201

Owner

220 Harbour Point Cir is owned by two individuals who bought it in November 2021.

Source: San Jacinto County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4402 MANZANILLO DR, AUSTIN, TX 78749-3885
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Vendor's Lien, Transfer · Conventional Mortgage LEGEND LENDING CORP
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 1, 2019	Vendor's Lien, Transfer · VA Mortgage KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on File
Deed Sale	Nov 5, 2021 · Amount on File
Prior Sale	Apr 1, 2019 · Amount on File
Deed Document Number	20218079
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	20191930
Record Updated	Oct 29, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SAN JACINTO TX
Recording Date	Nov 5, 2021
Property Address	220 HARBOUR POINT CIR, COLDSPRING, TX 77331-3390
Document Number	0020218079
Map Reference	VOL 8 PG 46
Instrument Date	Nov 5, 2021
Instrument	20218079
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	EASTEX TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 HARBOUR POINT CIR, 220, COLDSPRING, TX 77331-3390

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4402 MANZANILLO DR, AUSTIN, TX 78749-3885

Mortgage

Document Number	0020218080
Date	Nov 5, 2021
Instrument	20218080

Lender

Name	LEGEND LENDING CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JACINTO TX
Property Address	220 HARBOUR POINT CIR, COLDSPRING, TX 77331-3390
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201338
Date	Feb 28, 2020
Instrument	20201338

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	May 1, 2049

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SAN JACINTO TX
Recording Date	Apr 1, 2019
Property Address	220 HARBOUR POINT CIR, COLDSPRING, TX 77331-3390
Document Number	20191930
Map Reference	VOL 152 PG 616
Instrument Date	Mar 29, 2019
Instrument	20191930
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 HARBOUR POINT CIR, COLDSPRING, TX 77331-3390

Mortgage

Document Number	20191931
Date	Apr 1, 2019
Instrument	20191931

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 220 Harbour Point Cir was $8,072.

Source: San Jacinto County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	San Jacinto County
Unified School District	Coldspring-Oakhurst Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,072.00	$494,810 Land $56,450 Building $438,360	$494,810 Land $56,450 Building $438,360
2023		$390,600 Land $33,210 Building $357,390	$390,600 Land $33,210 Building $357,390
2022	$5,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Harbour Point Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 19, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Harbour Point Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE ROYALE UTILITY DISTRICT serves 2,154 people · EPA ID TX2040005
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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