220 Harbor Dr, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 220 Harbor Dr, Lavallette, NJ 08735

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 480 sqft · built 1948
Lot Size	0.034 acres (1,498 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jan 2022)
Tax Bill	$8,600 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-01104-12-00005`

Property Details

APN / Parcel Number

Primary APN	`08-01104-12-00005`
Alternative APN	`0801104001200005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	1,498 sqft (0.034 acres)
Lot Dimensions	50 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	220 HARBOR DR
City	LAVALLETTE
State	NJ
Zip	08735-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB4
Legal Description	30X50
Legal Subdivision	OCEAN BEACH SEC #D UN # 2
Legal Block	1104
Legal Lot Number	5
Jurisdiction	OCEAN NJ
Township / Civil Division	TOMS RIVER
Census Block Group	1
Census Block	1005
Census Tract	722500

Owner

Source: Ocean County and Toms River Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 HARBOR DR, LAVALLETTE, NJ 08735-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Nov 11, 1991 · Amount on Record
Deed Document Number	20225182
Deed Book / Page	18864 / 333
Record Updated	Sep 20, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 13, 2022
Property Address	220 HARBOR DR, LAVALLETTE, NJ 08735-1428
Document Number	0188640333
Book / Page	18864 / 333
Instrument Date	Jan 7, 2022
Instrument	2022005182
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ALTOR ABSTRACT COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 LYNWOOD RD, 20, CEDAR GROVE, NJ 07009-1970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 HARBOR DRIVE, TOMS RIVER, NJ

Mortgage

Document Number	2022005183
Date	Jan 13, 2022
Instrument	2022005183

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Toms River Township
Unified School District	Toms River Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,100 (-) Land $224,000 Building $216,100	$440,100 (-) Land $224,000 Building $216,100
2025	$8,600.00 (+7.31%)	$440,100 (-) Land $224,000 Building $216,100	$440,100 (-) Land $224,000 Building $216,100
2024	$8,014.00 (+9.11%)
2023		$440,100 Land $224,000 Building $216,100	$440,100 Land $224,000 Building $216,100
2022	$7,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 458 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	458 in force
Nearby Flood Claims	1,077 (1978–2026)
Claims Outside the SFHA	13 of 1,077
Most Recent Claim	Jul 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 649 claims Hurricane Irene, Aug 2011 · 149 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20