Okaloosa County property record for 220 Harbor Blvd, Unit 1, Destin, FL 32541
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 2 bd · 2.5 ba · 2,492 sqft · built 1992 |
| Lot Size | 0.02 acres (855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $8,500,000 (Oct 2005) |
| Tax Bill | $3,422 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-6710-0 |
| Primary APN | C56-000-589-6710-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,492 sqft Gross Area |
| 1st Floor Area | 704 sqft |
| Upper Floors Area | 1,408 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 855 sqft (0.02 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 380 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 HARBOR BLVD, 1 |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-7394 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Description | DESTIN RENAISSANCE LOT 10 |
| Legal Subdivision | DESTIN RENAISSANCE |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23303 |
220 Harbor Blvd, Unit 1 is owned by two individuals who bought it in October 2005.
Source: Okaloosa County records, as of June 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1735 INDIAN CREEK DR, VESTAVIA, AL 35243-1745 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2005 · Amount on File |
| Deed Sale | Oct 3, 2005 · Amount on File |
| Prior Sale | Oct 3, 2005 · Amount on File |
| Deed Document Number | 20052266932 |
| Deed Book / Page | 2656 / 1379 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 220 Harbor Blvd, Unit 1 was $3,422.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,422.00 | $321,273 Land $114,269 Building $207,004 | $321,273 Land $114,269 Building $207,004 |
| 2023 | $2,798.00 (+4.91%) | $254,986 (+2.14%) Land $107,719 Building $147,267 | $254,986 (+2.14%) Land $107,719 Building $147,267 |
| 2022 | $2,667.00 | $249,651 Land $102,589 Building $147,062 | $249,651 Land $102,589 Building $147,062 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 220 Harbor Blvd, Unit 1 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 220 Harbor Blvd, Unit 1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: LiveOak Fiber, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures