220 Half Acre Cir, Columbia, KY 42728 Property Records

Adair County property record for 220 Half Acre Cir, Columbia, KY 42728

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 2003
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Mar 2025)
Tax Bill	$1,288 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2025 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`074-17-00-024.00`

Property Details

APN / Parcel Number

Primary APN	`074-17-00-024.00`
Alternative APNs	`23601` `26936`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	192 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	26936
Street Address	220 HALF ACRE CIR
City	COLUMBIA
State	KY
Zip	42728-8298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.48 ACRE+HOUSE
Legal Subdivision	HOLMES STEAD ESTATE
Jurisdiction	ADAIR KY
Township / Civil Division	COLUMBIA
Census Block Group	1
Census Block	1006
Census Tract	970402

Owner

220 Half Acre Cir is owned and occupied by two individuals who bought it in March 2025.

Source: Adair County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	761 HORSESHOE DR, SOMERSET, KY 42501-6112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST & FARMERS NATIONAL BANK INC
Mar 3, 2025	Deed, Transfer
Mar 2, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 2, 2021	Divorce Transfer, Transfer
Jan 21, 2016	Deed, Transfer UNITED CITIZENS BANK OF SOUTHERN KE
Nov 16, 2015	Special Warranty Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Jan 21, 2016 · Amount on File
Deed Document Number	2025499665
Deed Book / Page	387 / 283
Prior Transfer Date	Feb 23, 2021
Prior Transfer Doc	00000364/8
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR KY
Property Address	220 HALF ACRE CIR, COLUMBIA, KY 42728-8298
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000389/497
Date	Mar 2, 2021
Book Page	389/497
Instrument	461547

Lender

Name	FIRST & FARMERS NATIONAL BANK INC
Type	Bank
Address	SOMERSET, KY 42501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAIR KY
Recording Date	Mar 3, 2025
Property Address	220 HALF ACRE CIR, COLUMBIA, KY 42728-8298
Document Number	000387/283
Book / Page	387 / 283
Instrument Date	Feb 19, 2025
Instrument	499665
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 HALF ACRE CIR, COLUMBIA, KY 42728-8298

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	761 HORSESHOE DR, SOMERSET, KY 42501-6112

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAIR KY
Recording Date	Mar 2, 2021
Property Address	220 HALF ACRE CIR, COLUMBIA, KY 42728-8298
Document Number	00000364/8
Book / Page	364 / 8
Map Reference	CAB 2 PG 60
Instrument Date	Feb 23, 2021
Instrument	461546
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 HALF ACRE CIR, COLUMBIA, KY 42728-8298

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1831, RUSSELL SPRINGS, KY 42642-1831
Investor	Possibly a Property Investor

March 2021: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	ADAIR KY
Recording Date	Mar 2, 2021
Property Address	220 HALF ACRE CIR, COLUMBIA, KY 42728-8298
Document Number	00000364/4
Book / Page	364 / 4
Map Reference	CAB 2 PG 60
Instrument Date	Feb 3, 2021
Instrument	461545
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4143 FAIRPLAY RD, MONTPELIER, KY 42728-8702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 HALF ACRE CIR, COLUMBIA, KY 42728-8298

January 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAIR KY
Recording Date	Jan 21, 2016
Property Address	220 HALF ACRE CIR, COLUMBIA, KY 42728-8298
Document Number	000337/487
Book / Page	337 / 487
Map Reference	CAB 2 PG 60
Instrument Date	Jan 15, 2016
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	765 MEEKS RD, OAKLAND, KY 42159-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2690 LIBERTY RD, COLUMBIA, KY 42728-8211

Mortgage

Document Number	0000341539
Date	Jan 21, 2016
Instrument	341/539

Lender

Name	UNITED CITIZENS BANK OF SOUTHERN KE

Agreement

Amount	Amount on Record
Term	336 Months
Due	Jan 15, 2044

November 2015: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAIR KY
Recording Date	Nov 16, 2015
Property Address	220 HALF ACRE CIR, COLUMBIA, KY 42728-8298
Document Number	000336/687
Book / Page	336 / 687
Map Reference	CAB 2 PG 60
Instrument Date	Nov 5, 2015
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	SERVICELINK

Transaction

Amount	Amount on Record
Tax	$48.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 WOODWARD AVE, DETROIT, MI 48226-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 MEEKS RD, OAKLAND, KY 42159-9713

Tax Assessment & Valuation

The 2025 property tax bill for 220 Half Acre Cir was $1,288 with a homeowner's exemption.

Source: Adair County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Adair County
Unified School District	Adair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,000 (-) Land $5,000 Building $155,000	$160,000 (-) Land $5,000 Building $155,000
2025	$1,288.00 Homeowner's exemption	$160,000 Land $5,000 Building $155,000	$160,000 Land $5,000 Building $155,000
2023	$671.00	$57,000 Land $4,000 Building $53,000	$57,000 Land $4,000 Building $53,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 220 Half Acre Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Half Acre Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA/ADAIR UTILITIES DISTRICT serves 22,113 people · EPA ID KY0011016
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Sep 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DuoBroadband Fiber · Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Half Acre Cir

Nearby Streets

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