220 Groves Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 220 Groves Rd, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,550 sqft · built 1998
Lot Size	65.1 acres (2,837,934 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,796 (2025)
Deeds & Mortgages	Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`148 40.00`

Property Details

APN / Parcel Number

Primary APN	`148 40.00`
Alternative APNs	`148 04000 000` `68762`

Interior

Full Baths	6 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,550 sqft Living Area
1st Floor Area	2,635 sqft
Upper Floors Area	1,185 sqft
Basement Area	730 sqft
Finished Basement	730 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,837,934 sqft (65.1 acres)
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Pool Area	900 sqft
Porch	Porch
Porch Area	157 sqft
Patio Area	648 sqft
Shed	1 Shed
Shed Area	588 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	220 GROVES RD
City	CUNNINGHAM
State	TN
Zip	37052-4947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	5-17 AC REDUCED WITH PARENT TRACT SPLIT-UP T-97;GAS FRPL N/V UNABLE TO CODE DUE TO LENGTH OF CODING;SQ FT OF AREA'S COMPU TED
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2026
Census Tract	101702

Owner

220 Groves Rd is owned and occupied by two individuals who acquired it in April 2025.

Source: Montgomery County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 GROVES RD, CUNNINGHAM, TN 37052-4947
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1996
Deed Sale	Apr 1, 1996
Prior Sale	Mar 20, 1996
Deed Book / Page	588 / 2209
Last Transfer Date	Apr 16, 2025
Transfer Doc	02435/1020
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Nov 4, 2020
Property Address	220 GROVES RD, CUNNINGHAM, TN 37052-4947
Document Number	0001284350
Book / Page	002027 / 001559
Instrument Date	Oct 27, 2020
Instrument	1284350
Transaction Type	Transfer
Record Updated	Nov 30, 2020
Title Company	APEX TITLE COMPANY, APEX TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 GROVES RD CUNNINGHAM TN 370524947, CUNNINGHAM, TN 37052-4947

Mortgage

Document Number	1284351
Date	Nov 4, 2020
Book Page	002027/001563
Instrument	1284351

Lender

Name	DOROTHY A GROVES
Address	451 7TH ST
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 220 Groves Rd was $5,796.

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,796.00	$262,469 (-4.9%)	$1,049,877 (-4.9%) Land $682,700 Building $367,177
2024	$5,796.00 (+14.43%)	$275,980 (+62.93%)	$1,103,919 Land $1,002,000 Building $101,919
2023	$5,065.00	$169,383 (-)
2022	$5,065.00	$169,383	$677,530 Land $166,530 Building $511,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Groves Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Groves Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000