220 Granite Dr, Lakeland, FL 33809 Property Records

Polk County property record for 220 Granite Dr, Lakeland, FL 33809

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 925 sqft · built 1990
Lot Size	0.155 acres (6,769 sqft)
Owner	2 Individual Names on File
Tax Bill	$363 (2025)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24-27-19-161358-000131`

Property Details

APN / Parcel Number

Primary APN	`24-27-19-161358-000131`
Alternative APNs	`192724161358000131` `92724000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,172 sqft
1st Floor Area	925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,769 sqft (0.155 acres)
Lot Dimensions	90 ft deep x 73 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	247 sqft
Porch	Unfinished Open Porch
Porch Area	20 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	220 GRANITE DR
City	LAKELAND
State	FL
Zip	33809-6121
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAKE GIBSON VILLAGE PB 88 PG 46 LOT 13 THAT PT DESC AS BEG NE COR LOT 13 RUN S 22 DEG 29 MIN 21 SEC E 82.53 FT W 126.49 FT N 6.83 FT RUN NELY ALONG A CURVE 25.82 FT NLY ALONG ANOTHER CURVE 53.03 FT S 88 DEG 03 MIN 46 SEC E 55 FT TO POB BEING LOT 13-A
Legal Range	24E
Legal Township	27S
Legal Section	19
Legal Subdivision	LAKE GIBSON VILLAGE
Legal Tract	161358
Legal Block	2
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2014
Census Tract	12208

Owner

220 Granite Dr, a townhouse, is owned and occupied by two individuals who acquired it in August 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 GRANITE DR, LAKELAND, FL 33809-6121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 28, 2023
Transfer Doc	0000205610
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Aug 31, 2023
Property Address	220 GRANITE DR, LAKELAND, FL 33809-6121
Document Number	0000205610
Book / Page	12821 / 1167
Map Reference	MB 88 PG 46
Instrument Date	Aug 28, 2023
Instrument	2023205610
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 GRANITE DR, LAKELAND, FL 33809-6121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 GRANITE DR, LAKELAND, FL 33809-6121

Tax Assessment & Valuation

The 2025 property tax bill for 220 Granite Dr was $363 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,208 (+2.7%)	$157,700 (-1.74%) Land $100 Building $157,600
2025	$363.00 Homeowner's exemption	$57,651	$160,500 Land $100 Building $160,400
2023	$826.00 (+4.42%) Homeowner's exemption	$54,394 (+3%)	$141,500 (+11.86%) Land $100 Building $141,400
2022	$791.00 Homeowner's exemption	$52,810	$126,500 Land $100 Building $126,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Granite Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Granite Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	CITY OF LAKELAND
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20