220 Gales River Rd, Irmo, SC 29063 Property Records

Lexington County property record for 220 Gales River Rd, Irmo, SC 29063

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,931 sqft · built 1984
Lot Size0.23 acres (10,014 sqft)
OwnerIndividual Name on Record
Last Sale$155,000 (Oct 2019)
Tax Bill$1,381 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001928-05-012

Property Details

APN / Parcel Number

Primary APN001928-05-012
Alternative APN
  • 0192805012

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,931 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,014 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address220 GALES RIVER RD
CityIRMO
StateSC
Zip29063-2459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionFRIARSGATE B SEC 5E3 LOT 16 BLK V3
Legal SubdivisionFRIARSGATE B
Legal BlockV
Legal Lot Number16
JurisdictionLEXINGTON SC
Township / Civil DivisionIRMO
Census Block Group2
Census Block2021
Census Tract21113

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address220 GALES RIVER RD, IRMO, SC 29063-2459
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2019Deed, Transfer · FHA Mortgage
SOUTH STATE BANK
Jan 19, 2017Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2019 · Amount on Record
Deed SaleOct 14, 2019 · Amount on Record
Prior SaleJan 19, 2017 · Amount on Record
Deed Document Number201946665
Deed Book / Page20839 / 4363
Record UpdatedOct 29, 2026

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateOct 14, 2019
Property Address220 GALES RIVER RD, IRMO, SC 29063-2459
Document Number2083904363
Book / Page20839 / 4363
Map ReferenceMB 197-G PG 171
Instrument DateSep 26, 2019
Instrument2019046665
Transaction TypeTransfer
Record UpdatedFeb 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$573.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 GALES RIVER RD, IRMO, SC 29063-2459

Mortgage

Document Number2019046666
DateOct 14, 2019
Instrument2019046666
Lender
NameSOUTH STATE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateJan 19, 2017
Property Address220 GALES RIVER RD, IRMO, SC 29063-2459
Document Number1895400036
Book / Page18954 / 036
Map ReferenceMB 197-G PG 171
Instrument DateJan 18, 2017
Instrument2017002999
Transaction TypeTransfer
Record UpdatedFeb 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address220 GALES RIVER RD, IRMO, SC 29063-2459

Mortgage

Document Number1895400040
DateJan 19, 2017
Book Page18954/040
Instrument2017003000
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
MunicipalityIrmo Town
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,381.00 (+6.56%)
2024$1,296.00 (+4.01%)$6,200 (-) Land $1,000 Building $5,200$155,000 (-) Land $25,000 Building $130,000
2023$1,246.00$6,200 Land $1,000 Building $5,200$155,000 Land $25,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2015)
Most Recent ClaimOct 2015 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber
8,000 / 8,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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