220 Franklin Ave, River Forest, IL 60305 Property Records

Cook County property record for 220 Franklin Ave, River Forest, IL 60305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,880 sqft · built 1915
Lot Size	0.18 acres (7,832 sqft)
Owner	Individual Name on File
Last Sale	$835,000 (Aug 2021)
Tax Bill	$22,635 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-12-308-020`

Property Details

APN / Parcel Number

Primary APN	`15-12-308-020`
Alternative APN	`15-12-308-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,832 sqft (0.18 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	220 FRANKLIN AVE
City	RIVER FOREST
State	IL
Zip	60305-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E S (CONWAYS) RESUB OF (RANSONS) SUB OF WH EH SW SEC 12-39-12
Legal Range	12E
Legal Township	39N
Legal Section	12
Legal Subdivision	CONWAYS RESUB OF RANSONS
Legal Block	4
Legal Lot Number	18
Jurisdiction	COOK IL
Township / Civil Division	RIVER FOREST
Census Block Group	4
Census Block	4017
Census Tract	812000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

220 Franklin Ave is owned and occupied by an individual who bought it in August 2021.

Source: Cook County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	220 FRANKLIN AVE, RIVER FOREST, IL 60305-2116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CREDIT UNION
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Apr 13, 2020	Deed of Trust, Mortgage · Conventional with PMI DRAPER & KRAMER MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Dec 17, 1997 · Amount on File
Deed Document Number	20218213
Prior Transfer Date	Jan 7, 2015
Prior Transfer Doc	0000034033
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Jun 23, 2026
Property Address	220 FRANKLIN AVE, RIVER FOREST, IL 60305-2116
Document Number	0000023067
Instrument Date	May 11, 2026
Instrument	202623067
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	220 FRANKLIN AVE, RIVER FOREST, IL 60305-2116
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023067,
Date	Jun 23, 2026
Instrument	202623067

Lender

Name	DUPAGE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 26, 2021
Property Address	220 FRANKLIN AVE, RIVER FOREST, IL 60305-2116
Document Number	0023808213
Instrument Date	Jul 8, 2021
Instrument	2123808213
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 FRANKLIN AVE, RIVER FOREST, IL 60305-2116

Mortgage

Document Number	0023808214
Date	Aug 26, 2021
Instrument	2123808214

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	220 FRANKLIN AVE, RIVER FOREST, IL 60305-2116
Document Number	2011939028
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	220 FRANKLIN AVE RIVER FOREST IL 603052116, RIVER FOREST, IL 60305-2116

Mortgage

Document Number	2011939028
Date	Apr 28, 2020
Instrument	11939028

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	River Forest Township
Municipality	River Forest Village
Secondary School District	Oak Park and River Forest District 200 (09 - 12)
Elementary School District	River Forest School District 90 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,691 Land $8,419 Building $70,272	$786,910 Land $84,190 Building $702,720
2023	$22,635.00 (+23.75%)
2022	$18,291.00 Homeowner's exemption	$60,063 Land $7,244 Building $52,819	$600,630 Land $72,440 Building $528,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Franklin Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 Franklin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER GROVE serves 10,282 people · EPA ID IL0312640
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

Nearby Properties on Franklin Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures