220 Formosa St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 220 Formosa St, Morro Bay, CA 93442

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,665 sqft · built 1975
Lot Size	0.135 acres (5,880 sqft)
Owner	Company Name on File
Last Sale	$650,000 (Oct 2017)
Tax Bill	$8,074 (2025)
Deeds & Mortgages	Oct 2017 Sale Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`065-124-024`

Property Details

APN / Parcel Number

Primary APN	`065-124-024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,665 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	5,880 sqft (0.135 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	220 FORMOSA ST
City	MORRO BAY
State	CA
Zip	93442-3138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY MB ATAS BCH BL 12D LTS 1 2 & PTN 3
Legal Subdivision	ATASCADERO BEACH
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2025
Census Tract	10506

Owner

220 Formosa St is owned by a company that bought it in October 2017 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	220 FORMOSA ST, MORRO BAY, CA 93442-3138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Grant Deed, Transfer PLACER TITLE COMPANY
Feb 21, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2017 · Amount on File
Deed Sale	Oct 13, 2017 · Amount on File
Prior Sale	Jan 28, 2016 · Amount on File
Deed Document Number	201746918
Prior Transfer Date	Mar 17, 2016
Prior Transfer Doc	0000011669
Record Updated	Oct 29, 2026

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 13, 2017
Property Address	220 FORMOSA ST, MORRO BAY, CA 93442-3138
Document Number	0000046918
Instrument Date	Sep 20, 2017
Instrument	46918
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4111 N LAKE AVE KERMAN CA 936309560, KERMAN, CA 93630-9560

February 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 21, 2017
Property Address	220 FORMOSA ST, MORRO BAY, CA 93442-3138
Document Number	0000008037
Instrument Date	Feb 15, 2017
Instrument	8037
Transaction Type	Transfer
Record Updated	Mar 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 ANDROS ST MORRO BAY CA 934423104, MORRO BAY, CA 93442-3104

Tax Assessment & Valuation

The 2025 property tax bill for 220 Formosa St was $8,074 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$754,374 (+2%) Land $493,245 Building $261,129
2025	$8,074.00 Homeowner's exemption	$739,583 Land $483,574 Building $256,009
2023	$7,790.00 (+6.7%) Homeowner's exemption	$710,867 Land $464,798 Building $246,069
2022	$7,301.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 220 Formosa St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Formosa St is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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