Ozaukee County property record for 220 First St, Belgium, WI 53004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1994 |
| Lot Size | 0.278 acres (12,153 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,193 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-068-06-070.00 |
| Primary APN | 18-068-06-070.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 12,153 sqft (0.278 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 180620 |
|---|---|
| Street Address | 220 FIRST ST |
| City | BELGIUM |
| State | WI |
| Zip | 53004-9589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1021552 LOT 7 BLK 6 SECOND ADDITION TO LAKE HILLS SOUTH |
| Legal Subdivision | LAKE HILLS SOUTH |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | OZAUKEE WI |
| Township / Civil Division | BELGIUM |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 610102 |
220 First St is owned and occupied by an individual who acquired it in July 2015.
Source: Ozaukee County records, as of February 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 220 FIRST ST, BELGIUM, WI 53004-9589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PORT WASHINGTON STATE BANK |
| May 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PORT WASHINGTON STATE BANK |
| May 28, 2020 | Deed of Trust, Mortgage · ARM PORT WASHINGTON STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2015 |
| Deed Sale | Jul 30, 2015 |
| Prior Sale | Apr 23, 2009 · Amount on File |
| Deed Document Number | 1021552 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OZAUKEE WI |
| Property Address | 220 FIRST ST, BELGIUM, WI 53004-9589 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001140467 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 1140467 |
| Name | PORT WASHINGTON STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OZAUKEE WI |
| Property Address | 220 FIRST ST, BELGIUM, WI 53004-9589 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001049538 |
|---|---|
| Date | May 16, 2017 |
| Instrument | 1049538 |
| Name | PORT WASHINGTON STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OZAUKEE WI |
| Property Address | 220 FIRST ST, BELGIUM, WI 53004-9589 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001094694 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 1094694 |
| Name | PORT WASHINGTON STATE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.13% |
| Max Rate At Change | 5.99% |
| Index | 1-Year CMT |
The 2025 property tax bill for 220 First St was $6,193 with a homeowner's exemption.
Source: Ozaukee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Belgium Village |
| County | Ozaukee County |
| Unified School District | Cedar Grove-Belgium Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,193.00 Homeowner's exemption | $468,900 Land $28,300 Building $440,600 | $535,700 |
| 2023 | $5,376.00 Homeowner's exemption | $299,700 Land $20,200 Building $279,500 | $433,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 First St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1985–2009) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Mar 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 First St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELGIUM WATERWORKS serves 2,493 people · EPA ID WI2460107 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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