220 Exchange St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 220 Exchange St, Chicopee, MA 01013

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	6 bd · 1.5 ba · 6,889 sqft · built 1890
Lot Size	0.075 acres (3,253 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Feb 2020)
Tax Bill	$7,493 (2015)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`96-00020`

Property Details

APN / Parcel Number

Primary APN	`96-00020`
Alternative APN	`CHIC M:0096 P:00020`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	6 Units
Stories	3 Stories
Building Area	6,889 sqft Total Area
Gross Area	9,096 sqft
1st Floor Area	2,475 sqft
Basement Area	2,207 sqft
Unfinished Basement	2,207 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,253 sqft (0.075 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	96-00020
Street Address	220 EXCHANGE ST
City	CHICOPEE
State	MA
Zip	01013-1241
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	101
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1003
Census Tract	810901

Owner

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	144 MAYFLOWER AVE, CHICOPEE, MA 01013-3521
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WESTFIELD BANK FSB
Jan 2, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	202010829
Deed Book / Page	23104 / 440
Record Updated	Jun 8, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 27, 2020
Property Address	220 EXCHANGE ST, CHICOPEE, MA 01013-1241
Document Number	23104-440
Book / Page	23104 / 440
Instrument Date	Feb 27, 2020
Instrument	10829
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MAYFLOWER AVE, CHICOPEE, MA 01013-3521

Mortgage

Document Number	10830
Date	Feb 27, 2020
Instrument	10830

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 2, 2018
Property Address	220 EXCHANGE ST, CHICOPEE, MA 01013-1241
Document Number	22011-371
Book / Page	022011 / 000371
Instrument Date	Aug 2, 2017
Instrument	26
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	693 DWIGHT ST HOLYOKE MA 010404403, HOLYOKE, MA 01040-4403

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$550,200 (+3.11%) Land $63,600 Building $486,600	$678,490
2024		$533,600 (+9.93%) Land $62,400 Building $471,200
2023		$485,400 Land $56,700 Building $428,700
2015	$7,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Chicopee Municipal Lighting Plant, Xfinity.

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