Breckinridge County property record for 220 Elm St, Cloverport, KY 40111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,184 sqft |
| Owner | Individual Name on File |
| Tax Bill | $312 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | CP 2-4-8 |
| Primary APN | CP 2-4-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Gas |
| Account Number | 1332 |
|---|---|
| Street Address | 220 ELM ST |
| City | CLOVERPORT |
| State | KY |
| Zip | 40111-1325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND & HOUSE |
| Jurisdiction | BRECKINRIDGE KY |
| Township / Civil Division | CLOVERPORT |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cloverport Historic District listed 1983 · 116 contributing resources · NRIS 83002589 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
220 Elm St is owned by an individual who acquired it in April 1996.
Source: Breckinridge County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4055 SKILLMAN RD, HAWESVILLE, KY 42348-5164 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 1996 |
| Deed Sale | Apr 25, 1996 |
| Deed Document Number | 239-081 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 220 Elm St was $312.
Source: Breckinridge County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Breckinridge County |
| Municipality | Cloverport City |
| Unified School District | Cloverport Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312.00 | $23,000 Land $3,000 Building $20,000 | $23,000 Land $3,000 Building $20,000 |
| 2023 | Homeowner's exemption Disabled Person's exemption | $15,000 Land $3,000 Building $12,000 | $15,000 Land $3,000 Building $12,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 Elm St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1978–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 220 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLOVERPORT WATER & SEWER SYSTEM serves 1,560 people · EPA ID KY0140079 |
|---|---|
| Water Source | Purchased groundwater from HARDINSBURG RO WTP |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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