220 Elm St, Amesbury, MA 01913 Property Records

Essex County and Amesbury City property record for 220 Elm St, Amesbury, MA 01913

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,225 sqft · built 1930
Lot Size	0.399 acres (17,390 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Aug 2022)
Tax Bill	$7,745 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`AMES M:67 B:0065`

Property Details

APN / Parcel Number

Primary APN	`AMES M:67 B:0065`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,225 sqft Living Area
Gross Area	2,623 sqft
1st Floor Area	739 sqft
Basement Area	739 sqft
Unfinished Basement	739 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,390 sqft (0.399 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	220 ELM ST
City	AMESBURY
State	MA
Zip	01913-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Block	65
Jurisdiction	AMESBURY MA
Township / Civil Division	AMESBURY TOWN
Census Block Group	1
Census Block	1016
Census Tract	266300

Owner

Source: Essex County and Amesbury City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 ELM ST, AMESBURY, MA 01913-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 15, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Aug 21, 2017	Deed of Trust, Mortgage BAYCOAST MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Oct 26, 2012 · Amount on Record
Deed Document Number	20224280
Deed Book / Page	41131 / 269
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Recording Date	Jul 28, 2026
Property Address	220 ELM ST, AMESBURY, MA 01913-3824
Document Number	0000000090
Book / Page	43531 / 538
Instrument Date	Jul 17, 2026
Instrument	202690
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 ELM ST, AMESBURY, MA 01913-3824

Mortgage

Document Number	0000000090,
Date	Jul 28, 2026
Book Page	43531/538
Instrument	202690

Lender

Name	EASTERN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	220 ELM ST, AMESBURY, MA 01913-3824
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039451-171
Date	Jan 25, 2021
Book Page	39451/171
Instrument	20210125007210

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMESBURY MA
Recording Date	Aug 15, 2022
Property Address	220 ELM ST, AMESBURY, MA 01913-3824
Document Number	041131-269
Book / Page	41131 / 269
Instrument Date	Aug 15, 2022
Instrument	20220815004280
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 ELM ST, AMESBURY, MA 01913-3824

Mortgage

Document Number	220815004290
Date	Aug 15, 2022
Instrument	220815004290

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMESBURY MA
Property Address	220 ELM ST, AMESBURY, MA 01913-3824
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36115-444
Date	Aug 21, 2017
Book Page	36115/444
Instrument	268

Lender

Name	BAYCOAST MORTGAGE CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Essex County and Amesbury City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Amesbury City
Unified School District	Amesbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,745.00 (+6.24%)	$514,600 (+8%) Land $240,800 Building $273,800	$531,036 (+11.53%)
2025	$7,290.00 (+3.61%)	$476,500 (+5.91%) Land $233,800 Building $242,700	$476,140
2024	$7,036.00 (+2.25%)	$449,900 (+6.84%) Land $220,600 Building $229,300
2023	$6,881.00	$421,100 Land $191,800 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1978–2007)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Severe Storms And Flooding, May 2006 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMESBURY DPW WATER DIV. serves 17,366 people · EPA ID MA3007000
Water Source	Surface water
Last State Inspection	Jun 2026
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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