Shelby County property record for 220 Eagle Cove Ln, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,950 sqft · built 2006 |
| Lot Size | 0.288 acres (12,545 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Sep 2023) |
| Tax Bill | $1,927 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 144182000107000 |
| Primary APN | 144182000107000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,950 sqft Heated Area |
| 1st Floor Area | 1,511 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 627 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,545 sqft (0.288 acres) |
| Lot Dimensions | 158 ft deep x 150 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 EAGLE COVE LN |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-2224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 18 20S 02W NBRHD: 08 EAGLE COVE R-2 |
| Legal Range | 02W |
| Legal Township | 20S |
| Legal Section | 18 |
| Legal Subdivision | EAGLE COVE SUBDIVISION RE RECORDED EAGLE |
| Legal Lot Number | 70 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 30345 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 220 EAGLE COVE LN, PELHAM, AL 35124-2224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2023 | Survivorship Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Feb 11, 2022 | Deed of Trust, Mortgage · Line of Credit AMERICAS FIRST FCU |
| Nov 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on Record |
| Deed Sale | Sep 5, 2023 · Amount on Record |
| Prior Sale | Nov 14, 2006 · Amount on Record |
| Deed Document Number | 2023266530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Sep 5, 2023 |
| Property Address | 220 EAGLE COVE LN, PELHAM, AL 35124-2224 |
| Document Number | 0000266530 |
| Map Reference | MB 35 PG 121 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 20230905000266530 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2204 LAKESHORE DRIVE, PELHAM, AL 35124 |
| Document Number | 0000266540 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 20230905000266540 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 220 EAGLE COVE LN, PELHAM, AL 35124-2224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000061880 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 20220211000061880 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 4, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 220 EAGLE COVE LN, PELHAM, AL 35124-2224 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000536340 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 20211105000536340 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,927.00 (-1.58%) Homeowner's exemption | ||
| 2025 | $1,958.00 (+8.06%) | $33,760 (+5.63%) | $337,600 (+5.63%) Land $75,000 Building $262,600 |
| 2023 | $1,812.00 (+0.95%) Homeowner's exemption | $31,960 (+0.95%) | $319,600 (+0.98%) Land $75,000 Building $244,600 |
| 2022 | $1,795.00 Homeowner's exemption | $31,660 | $316,500 Land $70,000 Building $246,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 46% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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