220 E Smith St, Whiteville, NC 28472 Property Records

Columbus County property record for 220 E Smith St, Whiteville, NC 28472

Property Summary

Property Type	Single Family Home
Details	864 sqft · built 1940
Owner	Individual Name on Record
Last Sale	$63,000 (Dec 2021)
Tax Bill	$1,225 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0291.00-03-7658.000`

Property Details

APN / Parcel Number

Primary APN	`0291.00-03-7658.000`
Alternative APNs	`01-09668` `002205`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	864 sqft Total Area
Flooring	Wood

Exterior

Year Built	Built 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Rolled Roofing
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	01-09668
Street Address	220 E SMITH ST
City	WHITEVILLE
State	NC
Zip	28472-3420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:01 CITY/MUNI/TWP:WHITEVILLE
Jurisdiction	COLUMBUS NC
Township / Civil Division	WHITEVILLE
Census Block Group	4
Census Block	4014
Census Tract	930900

Owner

Source: Columbus County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 E SMITH ST, WHITEVILLE, NC 28472-3420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 20, 2021	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Deed Document Number	0001277517
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBUS NC
Property Address	220 E SMITH ST, WHITEVILLE, NC 28472-3420
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E SMITH ST, WHITEVILLE, NC 28472-3420

Mortgage

Document Number	001387/894
Date	Sep 24, 2025
Book Page	1387/894
Instrument	2025004536

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBUS NC
Recording Date	Dec 20, 2021
Property Address	220 E SMITH ST, WHITEVILLE, NC 28472-3420
Document Number	001277/517
Book / Page	1277 / 517
Map Reference	MB 2 PG 68
Instrument Date	Dec 13, 2021
Instrument	2021007134
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 COSGROVE LN, TAYLORS, SC 29687-4107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4545 RED HILL RD, WHITEVILLE, NC 28472-7427

Mortgage

Document Number	0001277520
Date	Dec 20, 2021
Instrument	1277/520

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Columbus County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Columbus County
Municipality	Whiteville City
Unified School District	Whiteville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$64,800 (-) Land $17,300 Building $47,500
2024	$1,225.00 (+2.85%)
2023	$1,191.00	$64,800 Land $17,300 Building $47,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 6, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (2003–2025)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITEVILLE serves 5,426 people · EPA ID NC0424010
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Focus Broadband.

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