220 E Roswell St, Troy, NC 27371 Property Records

Montgomery County property record for 220 E Roswell St, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,728 sqft · built 1958
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Nov 2021)
Tax Bill	$553 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7538 06 38 7700`

Property Details

APN / Parcel Number

Primary APN	`7538 06 38 7700`
Alternative APN	`1485065`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Finished Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	197 ft deep x 148 ft wide

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1485065
Street Address	220 E ROSWELL ST
City	TROY
State	NC
Zip	27371-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	POINDEXTER DUPLEX APT.
Legal Block	17
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	2
Census Block	2043
Census Tract	960201

Owner

Source: Montgomery County records · APN 7538 06 38 7700

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	220 E ROSWELL ST, TROY, NC 27371-2721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2021 · Amount on Record
Deed Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	2021371169
Deed Book / Page	888 / 252
Prior Transfer Date	Mar 07, 2005
Prior Transfer Doc	529/303
Record Updated	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 10, 2021
Property Address	220 E ROSWELL ST, TROY, NC 27371-2721
Document Number	888/252
Book / Page	888 / 252
Instrument Date	Nov 10, 2021
Instrument	371169
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 E ROSWELL ST, 220, TROY, NC 27371-2721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E ROSWELL ST, TROY, NC 27371-2721

Mortgage

Document Number	371170
Date	Nov 10, 2021
Instrument	371170

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00	$89,923 (-) Land $16,428 Building $73,495	$89,923 (-) Land $16,428 Building $73,495
2023		$89,923 Land $16,428 Building $73,495	$89,923 Land $16,428 Building $73,495

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 22, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 119 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF TROY serves 3,591 people
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.