220 E Ripley Ave, Covington, TN 38019 Property Records

Tipton County property record for 220 E Ripley Ave, Covington, TN 38019 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,068 sqft · built 1960
Lot Size	0.244 acres (10,650 sqft)
Owner	2 Individual Names on File
Last Sale	$10,000 (Jul 2016)
Tax Bill	$1,046 (2022)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084025N C 00900`

Property Details

APN / Parcel Number

Primary APN	`084025N C 00900`
Alternative APN	`025N C 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	2,068 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Porch	Slab
Porch Area	188 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 E RIPLEY AVE
City	COVINGTON
State	TN
Zip	38019-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C43
Legal Subdivision	ACME SURV CO
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2007
Census Tract	40700

Owner

Source: Tipton County records · APN 084025N C 00900

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1276, COVINGTON, TN 38019-1276
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Aug 28, 1986
Deed Document Number	2016196580
Deed Book / Page	1693 / 349
Last Transfer Date	Aug 10, 2016
Transfer Doc	0001696684
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	220 E RIPLEY AVE, COVINGTON, TN 38019-2128
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E RIPLEY AVE, COVINGTON, TN 38019-2128

Mortgage

Document Number	0001987232
Date	Jan 04, 2023
Book Page	1987/232
Instrument	263126

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	COVINGTON, TN 38019

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Mar 01, 2028

Tax Assessment & Valuation

Source: Tipton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,750 (-) Land $2,700 Building $43,050
2023		$45,750 Land $2,700 Building $43,050
2022	$1,046.00
2020			$183,000 Land $10,800 Building $172,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tipton County (47167C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471670407002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 1 of 6 on primary residences
Nearby Flood Claims	2 (2010–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.