Orange County property record for 220 E Reading Way, Winter Park, FL 32789 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,309 sqft · built 1948 |
| Lot Size | 0.29 acres (12,627 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,087 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-22-30-1252-04-060 |
| Primary APN | 07-22-30-1252-04-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,309 sqft Living Area |
| Gross Area | 2,600 sqft |
| 1st Floor Area | 1,747 sqft |
| Utility Area | 49 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,627 sqft (0.29 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Patio Area | 252 sqft |
| Utility Building | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 220 E READING WAY |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-6048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARMONT L/93 LOT 6 BLK D |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 07 |
| Legal Subdivision | CHARMONT |
| Legal Tract | 1252 |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 16100 |
Source: Orange County records · APN 07-22-30-1252-04-060
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 220 E READING WAY, WINTER PARK, FL 32789-6048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH ST BK |
| May 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THE MTG FIRM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 220 E READING WAY, WINTER PARK, FL 32789-6048 |
| Document Number | 0000435880 |
| Instrument Date | Aug 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 E READING WAY WINTER PARK FL 327896048, WINTER PARK, FL 32789-6048 |
| Document Number | 0000435880 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 435880 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 220 E READING WAY, WINTER PARK, FL 32789-6048 |
| Document Number | 0000277523 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 04, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 220 E READING WAY WINTER PARK FL 327896048, WINTER PARK, FL 32789-6048 |
| Document Number | 0000277523 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 277523 |
| Name | THE MTG FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2047 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,229 (+2.7%) | $673,060 (-7.96%) Land $495,000 Building $178,060 | |
| 2025 | $4,087.00 (+3.68%) Homeowner's exemption | $288,441 (+5.99%) | $731,230 (+8.17%) Land $495,000 Building $236,230 |
| 2024 | $3,942.00 (+4.4%) | ||
| 2023 | $3,776.00 (+8.79%) Homeowner's exemption | $272,148 (+3%) | $675,971 (+17.49%) Land $450,000 Building $225,971 |
| 2022 | $3,471.00 Homeowner's exemption | $264,221 | $575,322 Land $425,000 Building $150,322 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950161002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 16 individual NFIP policies nearby |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022, other causes, Hurricane Ian |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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