Kern County property record for 220 E Rader Ave, Ridgecrest, CA 93555
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,817 sqft · built 1983 |
| Lot Size | 0.159 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Feb 2025) |
| Tax Bill | $3,600 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 080-261-33-00-3 |
| Primary APN | 080-261-33-00-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| 1st Floor Area | 1,817 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,969 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 115 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Old Parcel Number | 0802613300 |
|---|---|
| Street Address | 220 E RADER AVE |
| City | RIDGECREST |
| State | CA |
| Zip | 93555-5309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TRACT 4342, BLOCK, LOT 32 |
| Legal Tract | 4342 |
| Legal Lot Number | 32 |
| Jurisdiction | KERN CA |
| Township / Civil Division | EAST KERN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 5409 |
Source: Kern County records · APN 080-261-33-00-3
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 220 E RADER AVE, RIDGECREST, CA 93555-5309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2025 | Deed of Trust, Mortgage · Conventional Mortgage OPTION FUNDING INC |
| Oct 05, 2020 | Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2025 · Amount on Record |
| Deed Sale | Feb 03, 2025 · Amount on Record |
| Prior Sale | Oct 05, 2020 · Amount on Record |
| Deed Document Number | 225012030 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Property Address | 220 E RADER AVE, RIDGECREST, CA 93555-5309 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO CA MULTI |
| Name | Verified Name |
|---|---|
| Address | 220 E RADER AVE, RIDGECREST, CA 93555-5309 |
| Document Number | 0000135714 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 225135714 |
| Name | OPTION FUNDING INC |
|---|---|
| Type | Lending Institution |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Oct 05, 2020 |
| Property Address | 220 E RADER AVE, RIDGECREST, CA 93555-5309 |
| Document Number | 0000144475 |
| Map Reference | MB 31 PG 71-73 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 220144475 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1337 MAYO ST, RIDGECREST, CA 93555-8815 |
| Document Number | 0000144476 |
|---|---|
| Date | Oct 05, 2020 |
| Instrument | 220144476 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Kern County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Ridgecrest City |
| Unified School District | Sierra Sands Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,600.00 (+9.42%) | $262,488 (+4.04%) Land $37,884 Building $224,604 |
| 2023 | $3,290.00 (+2.05%) | $252,297 Land $36,414 Building $215,883 |
| 2022 | $3,224.00 |
Source: FEMA National Flood Hazard Layer, Kern County (06029C), updated April 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060290054092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 460 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Race Telecommunications Fiber | 1,000 / 1,000 |
| Shawn Barker Construction Fixed Wireless | 100 / 100 |
May also be available: California Internet, Frontier, Inyo Networks, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | INDIAN WELLS VALLEY W.D. serves 41,474 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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