220 E Pearl St, Lanark, IL 61046 Property Records

Carroll County property record for 220 E Pearl St, Lanark, IL 61046

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,184 sqft · built 1877
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$68,000 (Jan 2006)
Tax Bill$3,366 (2025)
Deeds & MortgagesApr 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN06-10-05-400-016

Property Details

APN / Parcel Number

Primary APN06-10-05-400-016

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,184 sqft Living Area
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1877
Effective Year BuiltEffective 1892
Architectural StyleContemporary
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area857 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area282 sqft
Patio Area188 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address220 E PEARL ST
CityLANARK
StateIL
Zip61046-1323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS5 T24 R6 W 1/2 LOT 3 PT SW SE. 06-000-126-00
Legal Range06W
Legal Township24N
Legal Section05
Legal Lot Number3
JurisdictionCARROLL IL
Township / Civil DivisionROCK CREEK-LIMA
Census Block Group4
Census Block4033
Census Tract960100

Owner

220 E Pearl St is owned by an individual who bought it in January 2006.

Source: Carroll County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2006 · Amount on File
Deed SaleJan 4, 2006 · Amount on File
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCARROLL IL
Recording DateApr 14, 2026
Property Address220 E PEARL ST, LANARK, IL 61046-1323
Instrument DateApr 13, 2026
Transaction TypeConstruction Loan
Record UpdatedAug 27, 2026
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address220 E PEARL ST, LANARK, IL 61046-1323

Mortgage

DateApr 14, 2026
Lender
NameEXCHANGE STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate0.63%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 220 E Pearl St was $3,366, up 10.1% from the year before.

Source: Carroll County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCarroll County
County SubdivisionRock Creek-Lima Township
MunicipalityLanark City
Unified School DistrictEastland Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,366.00 (+10.07%)$54,195 Land $5,911 Building $48,284$162,601 Land $17,735 Building $144,866
2024$3,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 E Pearl St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 E Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANARK
serves 1,504 people · EPA ID IL0150100
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
JCWIFI.com
Fixed Wireless
200 / 200

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Pearl St

Nearby Streets

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