220 E Orange St, Letts, IA 52754 Property Records

Louisa County property record for 220 E Orange St, Letts, IA 52754 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,445 sqft · built 1900
Lot Size	0.386 acres (16,800 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2026)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2026 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-405-010`

Property Details

APN / Parcel Number

Primary APN	`04-06-405-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
1st Floor Area	468 sqft
Attic	Attic
Attic Area	257 sqft
Basement Area	468 sqft
Unfinished Basement	468 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Roof Type	Gable
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	384 sqft
Deck Area	25 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	220 E ORANGE ST
City	LETTS
State	IA
Zip	52754-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 75 3 LETTS L7&8 BLK46
Legal Range	03W
Legal Township	75N
Legal Section	06
Legal Subdivision	TOWN OF LETTS
Legal Block	46
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4059
Census Tract	450100

Owner

Source: Louisa County records · APN 04-06-405-010

Assessment roll updated October 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	220 E ORANGE ST, LETTS, IA 52754-9677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
May 11, 2026	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK AND TRUST
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK & TRUST
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK & TRUST
Feb 04, 2014	Legal Action/Court Order, Foreclosure · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Feb 04, 2014 · Amount on Record
Deed Document Number	20261005
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUISA IA
Recording Date	Jul 20, 2026
Property Address	220 E ORANGE ST, LETTS, IA 52754-9677
Document Number	0000001005
Instrument Date	Jul 17, 2026
Instrument	20261005
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$22,543.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E ORANGE ST, LETTS, IA 52754-9677

Mortgage

Document Number	0000001006,
Date	Jul 20, 2026
Instrument	20261006

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Recording Date	May 11, 2026
Property Address	220 E ORANGE ST, LETTS, IA 52754-9677
Document Number	0000000663
Instrument Date	May 05, 2026
Instrument	2026663
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	220 E ORANGE ST, LETTS, IA 52754-9677

Mortgage

Document Number	0000000663,
Date	May 11, 2026
Instrument	2026663

Lender

Name	COMMUNITY BANK AND TRUST

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 05, 2027

Interest

Rate	6.37%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	220 E ORANGE ST, LETTS, IA 52754-9677
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020201727
Date	Oct 15, 2020
Instrument	2020-1727

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	MUSCATINE, IA 52761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	220 E ORANGE ST, LETTS, IA 52754-9677
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201727
Date	Oct 15, 2020
Instrument	2020-1727

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	MUSCATINE, IA 52761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2040

February 2014: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	LOUISA IA
Recording Date	Feb 04, 2014
Property Address	220 E ORANGE ST, LETTS, IA 52754-9677
Document Number	0020140116
Instrument Date	Jan 30, 2014
Instrument	2014-0116
Transaction Type	Foreclosure
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 E ORGANE ST, LETTS, IA 52754

Mortgage

Document Number	0020140117
Date	Feb 04, 2014
Instrument	2014-0117

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2044

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated October 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00 Homeowner's exemption	$99,040 (+10.41%) Land $18,480 Building $80,560	$99,040 (+10.41%) Land $18,480 Building $80,560
2024	$1,216.00 (-2.72%)
2023		$89,700 (+9.31%) Land $18,480 Building $71,220	$89,700 (+9.31%) Land $18,480 Building $71,220
2022	$1,250.00 Homeowner's exemption	$82,060 Land $18,480 Building $63,580
2021			$82,060 Land $18,480 Building $63,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisa County (19115C), updated October 15, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191154501004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 143 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	200 / 20
Uniti Group	Fixed Wireless (unlicensed)	100 / 10
Verizon	Fixed Wireless	25 / 6
Mutual Telephone Company of Morning Sun, Iowa	Fixed Wireless (unlicensed)	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AMG Technology Investment Group, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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