DeKalb County property record for 220 E Monroe St, Waterman, IL 60556
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.294 acres (12,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $204,000 (Feb 2025) |
| Tax Bill | $4,252 (2024) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-15-304-004 |
| Primary APN | 14-15-304-004 |
|---|
| Lot Area | 12,792 sqft (0.294 acres) |
|---|---|
| Lot Dimensions | 156 ft deep x 82 ft wide |
| Account Number | 1415304004 |
|---|---|
| Street Address | 220 E MONROE ST |
| City | WATERMAN |
| State | IL |
| Zip | 60556-7212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 26FT LOT 8 & LOT 9 - BLK 4 - CONGDONS ADDITION |
| Legal Subdivision | CONGDONS ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 8,9 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | CLINTON |
| Census Block Group | 2 |
| Census Block | 2075 |
| Census Tract | 1800 |
Source: DeKalb County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 220 E MONROE ST, WATERMAN, IL 60556-7212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2025 · Amount on Record |
| Deed Sale | Feb 24, 2025 · Amount on Record |
| Deed Document Number | 20251363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 220 E MONROE ST, WATERMAN, IL 60556-7212 |
| Document Number | 0000006152 |
| Instrument Date | Jun 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 220 E MONROE ST WATERMAN IL 605567212, WATERMAN, IL 60556-7212 |
| Document Number | 0000006152 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 6152 |
| Name | RESOURCE BK |
|---|---|
| Type | Bank |
| Address | HINCKLEY, IL 60520 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 17, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Clinton Township |
| Municipality | Waterman Village |
| Unified School District | Indian Creek Community Unit District 425 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,215 (+22.12%) Land $15,347 Building $52,868 | $204,645 (+22.12%) Land $46,041 Building $158,604 | |
| 2024 | $4,252.00 | ||
| 2023 | $55,858 Land $12,567 Building $43,291 | $167,574 Land $37,701 Building $129,873 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERMAN serves 1,497 people · EPA ID IL0370600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 9 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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