220 E Main St, Westfield, IN 46074 Property Records

Hamilton County property record for 220 E Main St, Westfield, IN 46074

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,740 sqft · built 1948
Lot Size	0.299 acres (13,031 sqft)
Owner	Company Name on Record
Last Sale	$625,100 (Mar 2026)
Tax Bill	$10,201 (2024)
Deeds & Mortgages	Mar 2026 Construction Loan Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-06-31-304-023.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-06-31-304-023.000-015`
Alternative APN	`0906310304023000`

Interior

Stories	1 Story
Building Area	2,740 sqft Gross Area
1st Floor Area	2,740 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Concrete
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	13,031 sqft (0.299 acres)
Lot Dimensions	83 ft deep x 157 ft wide
View / Lot	Alley
Canopy	210 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	220 E MAIN ST
City	WESTFIELD
State	IN
Zip	46074-9347
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ACREAGE .00, SECTION 31, TOWNSHIP 19, RANGE 4, WESTFIELD ORIGINAL, LOT 9
Legal Range	04
Legal Township	19
Legal Section	31
Legal Subdivision	WESTFIELD ORIGINAL
Legal Lot Number	9
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1031
Census Tract	110401

Owner

Source: Hamilton County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7040 BIRCHWOOD PARK CT, INDIANAPOLIS, IN 46259-1651
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Construction Mortgage INDIANA COMMUNITY BUSINESS CREDIT CORP
Mar 16, 2026	Deed of Trust, Mortgage · Commercial Mortgage LYNX CAPITAL CORP
Mar 16, 2026	Deed of Trust, Mortgage · Commercial Mortgage LYNX CAPITAL CORP
Mar 16, 2026	Special Warranty Deed, Construction Loan · Construction Mortgage INDIANA COMMUNITY BUSINESS CREDIT C
Mar 9, 2023	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Mar 9, 2023 · Amount on Record
Deed Document Number	202610263
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	220 E MAIN ST, WESTFIELD, IN 46074-9347
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E MAIN ST, WESTFIELD, IN 46074-9347

Mortgage

Document Number	0000010267
Date	Mar 16, 2026
Instrument	2026010267

Lender

Name	INDIANA COMMUNITY BUSINESS CREDIT CORP
Type	Non-Lending Institution
Address	WESTFIELD, IN 46074

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 6, 2031

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	220 E MAIN ST, WESTFIELD, IN 46074-9347
Transaction Type	Mortgage
Record Updated	May 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E MAIN ST, WESTFIELD, IN 46074-9347

Mortgage

Document Number	0000010268
Date	Mar 16, 2026
Instrument	2026010268

Lender

Name	LYNX CAPITAL CORP
Type	Non-Lending Institution
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 6, 2036

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	220 E MAIN ST, WESTFIELD, IN 46074-9347
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E MAIN ST, WESTFIELD, IN 46074-9347

Mortgage

Document Number	0000010268
Date	Mar 16, 2026
Instrument	2026010268

Lender

Name	LYNX CAPITAL CORP
Type	Non-Lending Institution
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 6, 2036

March 2026: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 16, 2026
Property Address	220 E MAIN ST, WESTFIELD, IN 46074-9347
Document Number	0000010263
Map Reference	MB D PG 121
Instrument Date	Mar 7, 2026
Instrument	2026010263
Transaction Type	Construction Loan
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7040 BIRCHWOOD PARK CT, INDIANAPOLIS, IN 46259-1651

Mortgage

Date	Mar 16, 2026

Lender

Name	INDIANA COMMUNITY BUSINESS CREDIT C
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 6, 2031

March 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 9, 2023
Property Address	220 E MAIN ST, WESTFIELD, IN 46074-9347
Document Number	0000007395
Map Reference	MB D PG 121
Instrument Date	Mar 6, 2023
Instrument	2023007395
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1158 W 86TH ST, INDIANAPOLIS, IN 46260-2257
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$438,300 (+0.62%) Land $302,100 Building $136,200	$438,300 (+0.62%) Land $302,100 Building $136,200
2024	$10,201.00 (+0.58%)
2023	$10,142.00 (+42.97%)	$435,600 (+39.88%) Land $302,100 Building $133,500	$435,600 (+39.88%) Land $302,100 Building $133,500
2022	$7,094.00	$311,400 Land $162,700 Building $148,700	$311,400 Land $162,700 Building $148,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures