220 E Main St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 220 E Main St, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 5,566 sqft · built 1810
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Aug 2022)
Tax Bill	$21,756 (2026)
Deeds & Mortgages	Feb 2021 Refinance Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0035 B:000059 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0035 B:000059 L:0`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	22 Rooms
Building Area	5,566 sqft Living Area
Gross Area	9,196 sqft

Exterior

Year Built	Built 1810
Effective Year Built	Effective 1810
Exterior Material	Brick
Lot Area	65,340 sqft (1.5 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	220 E MAIN ST
City	WESTBOROUGH
State	MA
Zip	01581-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	WESTBOROUGH
Legal Block	59
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1007
Census Tract	761200

Owner

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 E MAIN ST, WESTBOROUGH, MA 01581-1752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Apr 25, 2018	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Apr 25, 2018 · Amount on Record
Deed Book / Page	68015 / 148
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	220 E MAIN ST, WESTBOROUGH, MA 01581-1752
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064546-21
Date	Feb 24, 2021
Book Page	64546/21
Instrument	26332

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Aug 3, 2022
Property Address	220 E MAIN ST, WESTBOROUGH, MA 01581-1752
Document Number	068015-148
Book / Page	68015 / 148
Instrument Date	Aug 3, 2022
Instrument	85377
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 E MAIN ST, WESTBOROUGH, MA 01581-1752

Mortgage

Document Number	0000085378
Date	Aug 3, 2022
Instrument	85378

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Sep 1, 2032
Max Rate At Change	3%
Index	Other
Margin	3

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Apr 25, 2018
Property Address	220 E MAIN ST, WESTBOROUGH, MA 01581-1752
Document Number	58708-135
Book / Page	58708 / 135
Instrument	38519
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E MAIN ST, WESTBOROUGH, MA 01581-1752

Mortgage

Document Number	587080139
Date	Apr 25, 2018
Instrument	58708/0139

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate	3.63%
Max Rate At Change	50.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,756.00 (-0.79%)	$1,365,700 (+1.45%) Land $351,800 Building $1,013,900	$1,315,955 (-13.18%)
2025	$21,930.00 (-6.81%)	$1,346,200 (-6.12%) Land $332,300 Building $1,013,900	$1,515,725 (-2.37%)
2024	$23,532.00 (+20.6%)	$1,434,000 (+23.76%) Land $309,600 Building $1,124,400	$1,552,585
2023	$19,513.00	$1,158,700 Land $293,900 Building $864,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: AT&T, T-Mobile.

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