220 E Main St, Front Royal, VA 22630 Property Records

Warren County property record for 220 E Main St, Front Royal, VA 22630 · Last verified July 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 3 ba · 4,207 sqft · built 1776
Lot Size	0.124 acres (5,423 sqft)
Owner	Individual Name on File
Tax Bill	$2,430 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`20A8-4-39`

Property Details

APN / Parcel Number

Primary APN	`20A8-4-39`
Alternative APN	`12295`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	4,207 sqft Gross Area
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1776
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Metal
Lot Area	5,423 sqft (0.124 acres)
Lot Dimensions	155 ft deep x 35 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12295
Street Address	220 E MAIN ST
City	FRONT ROYAL
State	VA
Zip	22630-3338
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	L39 E MAIN ST
Legal Subdivision	DOWNTOWN BUSINESS DISTRICT
Jurisdiction	WARREN VA
Township / Civil Division	SHENANDOAH
Census Block Group	3
Census Block	3047
Census Tract	20500

Owner

Source: Warren County records · APN 20A8-4-39

Assessment roll updated April 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2710 ASHBY STATION RD, FRONT ROYAL, VA 22630-2073
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	220 E MAIN ST, FRONT ROYAL, VA 22630-3338
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E MAIN ST, FRONT ROYAL, VA 22630-3337

Mortgage

Document Number	0210001995
Date	Mar 08, 2021
Instrument	210001995

Lender

Name	TOWN OF FRONT ROYAL
Type	Government Agency
Address	FRONT ROYAL, VA 22630

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated April 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,430.00 (+18.83%)	$427,000 (-) Land $85,800 Building $341,200
2025	$2,045.00 (+35.61%)	$427,000 (+38.73%) Land $85,800 Building $341,200	$427,000 (+38.73%) Land $85,800 Building $341,200
2024	$1,508.00	$307,800 (-) Land $76,000 Building $231,800	$307,800 (-) Land $76,000 Building $231,800
2023		$307,800 Land $76,000 Building $231,800	$307,800 Land $76,000 Building $231,800
2022	$1,508.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (51187C), updated June 3, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511870205003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 34 individual NFIP policies nearby
Nearby Flood Policies	34 in force
Nearby Flood Claims	42 (1985–2025)
Claims Outside the SFHA	4 of 42
Most Recent Claim	May 2025, river or lake flooding
Claims By Storm	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Brightspeed	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.