220 E Iowa St, Spring Valley, IL 61362 Property Records

Bureau County property record for 220 E Iowa St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 2010
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Aug 2020)
Tax Bill	$7,222 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-35-360-019`

Property Details

APN / Parcel Number

Primary APN	`18-35-360-019`

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide

Location & Zoning

Account Number	1835360019
Street Address	220 E IOWA ST
City	SPRING VALLEY
State	IL
Zip	61362-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY L 14-15 BLK 66 100 X 130
Legal Range	11
Legal Township	16
Legal Section	35
Legal Subdivision	ORIGINAL TOWN NOW CITY OF SPRING VALLEY
Legal Block	66,100
Legal Lot Number	14-15
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1022
Census Tract	965200

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 E IOWA ST, SPRING VALLEY, IL 61362-2122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Sep 12, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 5, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK ILLINOIS
Jul 17, 2017	Warranty Deed, Transfer · Closed-End Mortgage SPRING VALLEY CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	20203430
Last Transfer Date	Sep 5, 2025
Transfer Doc	2025R03054
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	220 E IOWA ST, SPRING VALLEY, IL 61362-2122
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R03505
Date	Oct 17, 2025
Instrument	2025R03505

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 17, 2050

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUREAU IL
Recording Date	Sep 12, 2025
Property Address	220 E IOWA ST, SPRING VALLEY, IL 61362-2122
Document Number	2025R03054
Instrument Date	Sep 5, 2025
Instrument	2025R03054
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 E IOWA ST, SPRING VALLEY, IL 61362-2122

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Aug 5, 2020
Property Address	220 E IOWA ST, SPRING VALLEY, IL 61362-2122
Document Number	2020R03430
Instrument Date	Jul 18, 2020
Instrument	2020R03430
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 E IOWA ST, SPRING VALLEY, IL 61362-2122

Mortgage

Document Number	2020R03431
Date	Aug 5, 2020
Instrument	2020R03431

Lender

Name	CENTRAL BANK ILLINOIS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.65%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 17, 2017
Property Address	220 E IOWA ST, SPRING VALLEY, IL 61362-2122
Document Number	2017R02890
Instrument Date	Jul 10, 2017
Instrument	2017R02890
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	220 E IOWA ST, SPRING VALLEY, IL 61362-2122

Mortgage

Document Number	2017R02891
Date	Jul 17, 2017
Instrument	2017R02891

Lender

Name	SPRING VALLEY CITY BANK
Type	Bank
Address	SPRING VALLEY, IL 61362

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,222.00 (+8.28%)	$76,680 (+8.56%) Land $7,049 Building $69,631	$230,040 (+8.56%) Land $21,147 Building $208,893
2024	$6,670.00 (+4.3%) Homeowner's exemption	$70,634 (+6.64%) Land $6,493 Building $64,141	$211,902 (+6.64%) Land $19,479 Building $192,423
2023		$66,236 Land $6,089 Building $60,147	$198,708 Land $18,267 Building $180,441
2022	$6,395.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000

May also be available: Nextlink.

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