220 E Gates St, Romeo, MI 48065 Property Records

Macomb County property record for 220 E Gates St, Romeo, MI 48065

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,212 sqft · built 1940
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Aug 2021)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-01-35-326-016`

Property Details

APN / Parcel Number

Primary APN	`27-01-35-326-016`
Alternative APN	`0135326016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	142 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	220 E GATES ST
City	ROMEO
State	MI
Zip	48065-4403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 VLG CK
Legal Description	T5N R12E SEC 35 ASSESSORS PLAT NO 4 LOT 25 L17 P23 VILLAGE OF ROMEO MANATRON #: 043-504-025-00
Legal Range	12E
Legal Township	05N
Legal Section	35
Legal Subdivision	VILLAGE
Legal Lot Number	25
Jurisdiction	MACOMB MI
Township / Civil Division	BRUCE
Census Block Group	2
Census Block	2009
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 E GATES ST, ROMEO, MI 48065-4403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Aug 26, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Aug 8, 2017	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	Aug 8, 2017 · Amount on Record
Deed Document Number	20212226064
Deed Book / Page	27941 / 757
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	220 E GATES ST, ROMEO, MI 48065-4403
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E GATES ST, ROMEO, MI 48065-4403

Mortgage

Document Number	2500105634
Date	Nov 24, 2025
Book Page	30405/752
Instrument	202500105634

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2035

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 26, 2021
Property Address	220 E GATES ST, ROMEO, MI 48065-4403
Document Number	2102226064
Book / Page	27941 / 757
Map Reference	LB 17 PG 23
Instrument Date	Jul 29, 2021
Instrument	202102226064
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 E GATES ST, 220, ROMEO, MI 48065-4403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 E GATES ST, ROMEO, MI 48065-4403

Mortgage

Document Number	2102226065
Date	Aug 26, 2021
Instrument	202102226065

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Aug 8, 2017
Property Address	220 E GATES ST, ROMEO, MI 48065-4403
Document Number	0000097721
Book / Page	024875 / 000734
Instrument Date	Aug 2, 2017
Instrument	97721
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$1,298.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	71804 LASSIER RD BRUCE TWP MI 480653522, BRUCE TWP, MI 48065-3522

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Bruce Township
Municipality	Romeo Village
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,200 (+29.38%)	$292,400 (+29.38%)
2025	$3,141.00 (+15.48%)
2023		$113,000	$226,000
2022	$2,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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