220 E Clay St, Lancaster, PA 17602 Property Records

Lancaster County property record for 220 E Clay St, Lancaster, PA 17602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,108 sqft · built 1910
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (May 2024)
Tax Bill	$5,398 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`336-69546-0-0000`

Property Details

APN / Parcel Number

Primary APN	`336-69546-0-0000`
Alternative APN	`33612K9D 9 3`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	3,080 sqft
1st Floor Area	838 sqft
Upper Floors Area	1,270 sqft
Basement Area	860 sqft
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Row Home
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Slate
Lot Area	2,614 sqft (0.06 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 E CLAY ST
City	LANCASTER
State	PA
Zip	17602-2082
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	220 E CLAY ST
Legal Lot Number	3
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	4
Census Block	4016
Census Tract	300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lancaster City Historic District listed 2001 · 13,488 contributing resources · NRIS 01000956

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 E CLAY ST, LANCASTER, PA 17602-2082
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2024	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 4, 2021	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADAM T ALOISI
Apr 20, 2020	Grant Deed, Transfer · Line of Credit ADAM T ALOISI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Document Number	20246785318
Prior Transfer Date	Jan 26, 2006
Prior Transfer Doc	0005501051
Record Updated	Oct 29, 2026

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	May 29, 2024
Property Address	220 E CLAY ST, LANCASTER, PA 17602-2082
Document Number	0006785318
Instrument Date	May 23, 2024
Instrument	6785318
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 E CLAY ST, LANCASTER, PA 17602-2082

Mortgage

Document Number	0006785319
Date	May 29, 2024
Instrument	6785319

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	May 4, 2021
Property Address	220 E CLAY ST, LANCASTER, PA 17602-2082
Document Number	0006599879
Instrument Date	Apr 30, 2021
Instrument	6599879
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	REGAL ABSTRACT LP, REGAL ABSTRACT L P

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,347.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 E CLAY ST, LANCASTER, PA 17602-2082

Mortgage

Document Number	0006599880
Date	May 4, 2021
Instrument	6599880

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	220 E CLAY ST, LANCASTER, PA 17602-2082
Document Number	0006561453
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	216 LITTLE BEAVER RD STRASBURG PA 175799707, STRASBURG, PA 17579-9707

Mortgage

Document Number	0006561453
Date	Nov 20, 2020
Instrument	6561453

Lender

Name	ADAM T ALOISI
Address	1429 AMBERLY ST, LANCASTER, PA 17601-4663

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Apr 20, 2020
Property Address	220 E CLAY ST, LANCASTER, PA 17602-2082
Document Number	0006517988
Instrument Date	Apr 15, 2020
Instrument	6517988
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$890.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	216 LITTLE BEAVER RD STRASBURG PA 175799707, STRASBURG, PA 17579-9707

Mortgage

Document Number	6517989
Date	Apr 20, 2020
Instrument	6517989

Lender

Name	ADAM T ALOISI
Address	1429 AMBERLY ST, LANCASTER, PA 17601-4663

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lancaster City
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,000 (-) Land $23,100 Building $111,900	$135,000 (-) Land $23,100 Building $111,900
2025	$5,398.00 (+1.07%)
2024	$5,341.00	$135,000 Land $23,100 Building $111,900
2018			$135,000 Land $23,100 Building $111,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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