220 E 9th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 220 E 9th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,585 sqft · built 1914
Lot Size	0.25 acres (10,904 sqft)
Owner	Individual Name on Record
Tax Bill	$1,852 (2024)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-478-012.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-478-012.000-023`
Alternative APN	`01611465852`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,585 sqft Living Area
Gross Area	1,700 sqft
Basement Area	756 sqft

Exterior

Year Built	Built 1914
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,904 sqft (0.25 acres)
Lot Dimensions	116 ft deep x 94 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01611465852
Street Address	220 E 9TH ST
City	MISHAWAKA
State	IN
Zip	46544-2179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 GAYLORS 1ST 02-03 COM W/16-1146-5853 PER OWNER REQUEST
Legal Subdivision	GAYLORS
Legal Lot Number	9-10 10
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2000
Census Tract	10201

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	220 E 9TH ST, MISHAWAKA, IN 46544-2179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2010
Deed Sale	Apr 8, 2010
Prior Sale	Apr 8, 2010
Deed Document Number	1009197
Last Transfer Date	Apr 16, 2010
Transfer Doc	1009955
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	220 E 9TH ST, MISHAWAKA, IN 46544-2179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2100960
Date	Jan 12, 2021
Instrument	2100960

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,700 (+29.48%) Land $35,500 Building $147,200	$182,700 (+29.48%) Land $35,500 Building $147,200
2024	$1,852.00 (+13%)
2023	$1,639.00 (+2.31%)	$141,100 (-) Land $35,500 Building $105,600	$141,100 (-) Land $35,500 Building $105,600
2022	$1,602.00 Homeowner's exemption	$141,100 Land $35,500 Building $105,600	$141,100 Land $35,500 Building $105,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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