220 E 7th St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 220 E 7th St, Albert Lea, MN 56007

Property Summary

Property Type	Multi-Family Dwellings
Details	built 1949
Lot Size	0.16 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (May 2023)
Tax Bill	$5,652 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.049.0110`

Property Details

APN / Parcel Number

Primary APN	`34.049.0110`

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Multi-Family
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	2,688 sqft

Location & Zoning

Street Address	220 E 7TH ST
City	ALBERT LEA
State	MN
Zip	56007-3107
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	B2
Legal Description	EDINA MANOR N 140 FT OF LOT 15 BLK 1 EDINA MANOR
Legal Subdivision	EDINA MANOR
Legal Block	1
Legal Lot Number	15
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4021
Census Tract	180900

Owner

Source: Freeborn County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	716 BELGRADE AVE, NORTH MANKATO, MN 56003-3600
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRODUCE STATE BANK
Nov 9, 2018	Deed of Trust, Mortgage · Commercial Mortgage PRODUCE STATE BANK
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARCADIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Deed Document Number	20231534387
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	220 E 7TH ST, ALBERT LEA, MN 56007-4627
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A540797
Date	Dec 27, 2019
Instrument	A540797

Lender

Name	PRODUCE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 22, 2024

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	220 E 7TH ST, ALBERT LEA, MN 56007-4627
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A535071
Date	Nov 9, 2018
Instrument	A535071

Lender

Name	PRODUCE STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 20, 2021

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	220 E 7TH ST, ALBERT LEA, MN 56007-4627
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A546872
Date	Jan 27, 2021
Instrument	A546872

Lender

Name	ARCADIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 10, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,652.00	$195,500 (+97.47%) Land $15,300 Building $180,200	$195,500 (+97.47%) Land $15,300 Building $180,200
2025	$5,652.00 (+76.4%)
2023	$3,204.00 (+26.64%)	$99,000 Land $7,700 Building $91,300	$99,000 Land $7,700 Building $91,300
2020	$2,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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