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  5. E 5th St

220 E 5th St, London, KY 40741 Property Records

Laurel County property record for 220 E 5th St, London, KY 40741

Property Summary

Property TypeSingle Family Home
Details1,294 sqft · built 1952
Lot Size0.269 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Aug 2021)
Tax Bill$350 (2025)
Deeds & MortgagesAug 2026 Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN050-90-00-073.00

Property Details

APN / Parcel Number

Primary APN050-90-00-073.00
Alternative APNs
  • 105359
  • 322927

Interior

Total Rooms2 Rooms
Stories1 Story
Building Area1,294 sqft Living Area
Gross Area2,425 sqft
Basement Area1,131 sqft
Unfinished Basement1,131 sqft

Exterior

Year BuiltBuilt 1952
Exterior MaterialOther
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,761 sqft (0.269 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number322927
Street Address220 E 5TH ST
CityLONDON
StateKY
Zip40741-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT & HOUSE
JurisdictionLAUREL KY
Township / Civil DivisionLONDON
Census Block Group2
Census Block2052
Census Tract970500

Owner

220 E 5th St is owned and occupied by an individual who bought it in August 2021.

Source: Laurel County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address220 E 5TH ST, LONDON, KY 40741-1310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 16, 2021Survivorship Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2021 · Amount on File
Deed SaleAug 16, 2021 · Amount on File
Deed Document Number221859
Deed Book / Page779 / 291
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUREL KY
Recording DateAug 17, 2026
Property Address220 E 5TH ST, LONDON, KY 40741-1310
Document Number0000665244
Book / Page1473 / 420
Instrument DateAug 10, 2026
Instrument2026665244
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 E 5TH ST, LONDON, KY 40741-1310

Mortgage

Document Number0000665244,
DateAug 17, 2026
Book Page1473/420
Instrument2026665244
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUREL KY
Recording DateAug 16, 2021
Property Address220 E 5TH ST, LONDON, KY 40741-1310
Document Number00D779/291
Book / PageD779 / 291
Map ReferenceDB 84 PG 103
Instrument DateAug 16, 2021
Instrument420253
Transaction TypeTransfer
Record UpdatedFeb 17, 2022

Transaction

AmountAmount on Record
Tax$45.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address468 MIDDLEGROUND WAY # 1, 468, LONDON, KY 40744-9179

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 E 5TH ST, LONDON, KY 40741-1310

Tax Assessment & Valuation

The 2025 property tax bill for 220 E 5th St was $350.

Source: Laurel County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLaurel County
MunicipalityLondon City
Unified School DistrictLaurel County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$350.00$45,000 Land $15,000 Building $30,000$45,000 Land $15,000 Building $30,000
2023$355.00$45,000$45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 E 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 E 5th St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLONDON UTILITY COMMISSION
serves 8,855 people · EPA ID KY0630255
Water SourceSurface water
Last State InspectionMay 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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