220 Ducal St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 220 Ducal St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,109 sqft · built 2019
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$213,900 (Jun 2019)
Tax Bill	$3,731 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Dec 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065-3-256-00-0`

Property Details

APN / Parcel Number

Primary APN	`065-3-256-00-0`
Alternative APNs	`41708` `88780`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,109 sqft Gross Area
1st Floor Area	2,109 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	172 ft deep x 140 ft wide
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	220 DUCAL ST
City	AUGUSTA
State	GA
Zip	30909-0071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HAYNE'S STATION LOT 18 BLK R PH 9
Legal Subdivision	HAYNES STATION
Legal Phase	9
Legal Block	R
Legal Lot Number	18
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2013
Census Tract	10207

Owner

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	220 DUCAL ST, AUGUSTA, GA 30909-0071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Dec 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jun 26, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2019 · Amount on Record
Deed Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	20193743
Deed Book / Page	1682 / 771
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	220 DUCAL ST, AUGUSTA, GA 30909-0071
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 DUCAL ST, AUGUSTA, GA 30909-0071

Mortgage

Document Number	0019170000002415
Date	Feb 27, 2024
Book Page	0000001917/0000002415

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2034

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	220 DUCAL ST, AUGUSTA, GA 30909-0071
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 DUCAL ST, AUGUSTA, GA 30909-0071

Mortgage

Document Number	0019490000001587
Date	Dec 12, 2024
Book Page	0000001949/0000001587
Instrument	2024030823

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	220 DUCAL ST, AUGUSTA, GA 30909-0071
Document Number	0017352158
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	220 DUCAL ST AUGUSTA GA 309090071, AUGUSTA, GA 30909-0071

Mortgage

Document Number	0017352158
Date	Jul 30, 2020
Book Page	001735/002158
Instrument	19743

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Jun 26, 2019
Property Address	220 DUCAL ST, AUGUSTA, GA 30909-0071
Document Number	0016820771
Book / Page	001682 / 000771
Instrument Date	Jun 14, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$213.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 DUCAL ST GROVETOWN GA 30813, GROVETOWN, GA 30813

Mortgage

Document Number	16820773
Date	Jun 26, 2019
Book Page	001682/000773

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,731.00 (+9.48%)	$123,228 (+0.26%) Land $18,200 Building $105,028	$308,070 (+0.26%) Land $45,500 Building $262,570
2023	$3,408.00 (+3.24%)	$122,904 (+15.08%) Land $18,200 Building $104,704	$307,260 (+15.08%) Land $45,500 Building $261,760
2022	$3,301.00	$106,798 Land $18,200 Building $88,598	$266,995 Land $45,500 Building $221,495

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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