Benton County property record for 220 Division St, Sauk Rapids, MN 56379
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 1887 |
| Lot Size | 0.168 acres (7,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $156,000 (Nov 2022) |
| Tax Bill | $3,132 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19.00288.00 |
| Primary APN | 19.00288.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,610 sqft Total Area |
| 1st Floor Area | 1,028 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1887 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Multi-Family |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 7,300 sqft (0.168 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 220 DIVISION ST |
|---|---|
| City | SAUK RAPIDS |
| State | MN |
| Zip | 56379-1447 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SECT-23 TWP-036 RANGE-031 TOWN OF SAUK RAPIDS LOT-008 BLOCK-029 LESS SE 10 FT |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 23 |
| Legal Subdivision | TOWN OF SAUK RAPIDS |
| Legal Block | 29 |
| Legal Lot Number | 8 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | SAUK RAPIDS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 21102 |
220 Division St, a residential property, is owned by a company that bought it in November 2022.
Source: Benton County records, as of July 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 129, SARTELL, MN 56377-0129 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK |
| Nov 23, 2022 | Warranty Deed, Transfer · Commercial Mortgage AMERICAN HERITAGE NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2022 · Amount on File |
| Deed Sale | Nov 23, 2022 · Amount on File |
| Prior Sale | Nov 22, 2022 · Amount on File |
| Deed Document Number | 2022463948 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jul 23, 2026 |
| Property Address | 220 DIVISION ST, SAUK RAPIDS, MN 56379-1447 |
| Document Number | 0000484675 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 2026484675 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Document Number | 0000484675, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 2026484675 |
| Name | AMERICAN NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 10, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Nov 23, 2022 |
| Property Address | 220 DIVISION ST, SAUK RAPIDS, MN 56379-1447 |
| Document Number | 0000463948 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 463948 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2022 |
| Title Company | QUDARY TITLE, QUARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $514.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 129, SARTELL, MN 56377-0129 |
| Document Number | 0000463949 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 463949 |
| Name | AMERICAN HERITAGE NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 22, 2052 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 220 Division St was $3,132, up 4.6% from the year before.
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | Sauk Rapids City |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,132.00 (+4.61%) | $154,100 (+6.42%) Land $25,200 Building $128,900 | $154,100 (+6.42%) Land $25,200 Building $128,900 |
| 2025 | $2,994.00 | $144,800 Land $23,000 Building $121,800 | $144,800 Land $23,000 Building $121,800 |
| 2023 | $2,076.00 | $140,500 Land $23,000 Building $117,500 | $140,500 Land $23,000 Building $117,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 220 Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 220 Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sauk Rapids serves 13,835 people · EPA ID MN1050004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Intrepid Fiber Networks, Verizon.
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