220 Dexter Ave, Elgin, IL 60120 Property Records

Kane County property record for 220 Dexter Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,032 sqft · built 1880
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Feb 2025)
Tax Bill	$7,503 (2025)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-13-151-009`

Property Details

APN / Parcel Number

Primary APN	`06-13-151-009`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	3,048 sqft
Basement Area	1,016 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Frame
Lot Area	6,350 sqft (0.146 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	220 DEXTER AVE
City	ELGIN
State	IL
Zip	60120-5672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S N DEXTERS ADDN WEST 50 1/3 FT LOT 4 BLOCK 4
Legal Subdivision	S N DEXTERS ADDN
Legal Block	4
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2004
Census Tract	854600

Owner

220 Dexter Ave is owned by an individual who bought it in February 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	698 DEER LN, SLEEPY HOLLOW, IL 60118-1881
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on File
Deed Sale	Feb 18, 2025 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Document Number	20255758
Prior Transfer Date	Nov 15, 2020
Prior Transfer Doc	0000014605
Record Updated	Oct 29, 2026

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Feb 24, 2021
Property Address	220 DEXTER AVE, ELGIN, IL 60120-5672
Document Number	0000014605
Instrument Date	Nov 15, 2020
Instrument	2021K014605
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 DEXTER AVE, 220, ELGIN, IL 60120-5672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 DEXTER AVE, ELGIN, IL 60120-5672

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 1, 2021
Property Address	220 DEXTER AVE, ELGIN, IL 60120-5672
Document Number	0000008116
Instrument Date	Oct 9, 2020
Instrument	2021K008116
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15033 W ABBEY LN, LOCKPORT, IL 60441-6270

Mortgage

Document Number	0000008117
Date	Feb 1, 2021
Instrument	2021K008117

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 220 Dexter Ave was $7,503.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,503.00	$98,350 (+8.57%) Land $14,163 Building $84,187	$295,168 (+8.57%) Land $42,506 Building $252,662
2024		$90,587 Land $13,045 Building $77,542	$271,870 Land $39,151 Building $232,719
2022	$5,967.00 (+3.97%)	$68,815 (+6.96%) Land $10,746 Building $58,069	$206,445 (+6.96%) Land $32,238 Building $174,207
2021	$5,739.00	$64,337 Land $10,047 Building $54,290	$193,011 Land $30,141 Building $162,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Dexter Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 220 Dexter Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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