220 Deerwood Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 220 Deerwood Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 1996
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2020)
Tax Bill	$1,248 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`551101057978000`

Property Details

APN / Parcel Number

Primary APN	`551101057978000`
Alternative APNs	`53110` `63371`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Heated Area
Gross Area	2,144 sqft
1st Floor Area	1,200 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Lot Width	70 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	140 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	63371
Street Address	220 DEERWOOD LN
City	MURPHY
State	NC
Zip	28906-7030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SEC 3 GENE SNEED PROP BEAVER RIDGE 1661/860
Legal Subdivision	BEAVER RIDGE SUBDIVISION
Legal Lot Number	20
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2013
Census Tract	930501

Owner

220 Deerwood Ln is owned by an individual who acquired it in July 2024.

Source: Cherokee County records, as of October 10, 2025

Owner of Record	Individual Name on File
Mailing Address	825 32ND AVE S, 8306, SAINT PETERSBURG, FL 33705-5063
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BANK
Sep 15, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on File
Deed Sale	Oct 26, 2020 · Amount on File
Prior Sale	Jan 16, 2008 · Amount on File
Deed Document Number	20206178
Deed Book / Page	1661 / 860
Last Transfer Date	Jul 29, 2024
Transfer Doc	01761/1337
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 26, 2020
Property Address	220 DEERWOOD LN, MURPHY, NC 28906-7030
Document Number	1661/860
Book / Page	1661 / 860
Instrument Date	Oct 17, 2020
Instrument	6178
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 STEWART RD, 1070, RINGGOLD, GA 30736-4651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 25TH ST N, SAINT PETERSBURG, FL 33713-6839

Mortgage

Document Number	1661863
Date	Oct 26, 2020
Instrument	1661/863

Lender

Name	FIRST RELIANCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 15, 2020
Property Address	220 DEERWOOD LN, MURPHY, NC 28906-7030
Document Number	1656/287
Book / Page	1656 / 287
Instrument Date	Sep 2, 2020
Instrument	5053
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1070 STEWART RD, 1070, RINGGOLD, GA 30736-4651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 DEERWOOD LN, MURPHY, NC 28906-7030

Tax Assessment & Valuation

The 2025 property tax bill for 220 Deerwood Ln was $1,248.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,248.00	$164,150	$164,150 Land $15,000 Building $149,150
2023		$164,150	$164,150 Land $15,000 Building $149,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Deerwood Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Deerwood Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, RiverStreet Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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