220 Day Dr, Lorain, OH 44052 Property Records

Lorain County property record for 220 Day Dr, Lorain, OH 44052

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,740 sqft · built 1948
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$87,500 (May 2017)
Tax Bill$1,942 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-00-046-102-020

Property Details

APN / Parcel Number

Primary APN03-00-046-102-020

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,740 sqft Living Area
Gross Area2,371 sqft
1st Floor Area800 sqft
Basement Area560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions153 ft deep x 50 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchEnclosed Frame Porch
Porch Area391 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address220 DAY DR
CityLORAIN
StateOH
Zip44052-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLLAR DAY 50 X 153
Legal SubdivisionCOLLAR DAY
Legal Block102
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group1
Census Block1007
Census Tract22100

Owner

220 Day Dr is owned and occupied by an individual who bought it in May 2017.

Source: Lorain County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address220 DAY DR, LORAIN, OH 44052-2506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Nov 23, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 17, 2017Deed, Transfer · FHA Mortgage
AMERICAN MIDWEST MORTGAGE CO
Mar 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2017 · Amount on File
Deed SaleMay 17, 2017 · Amount on File
Deed Document Number2017629759
Prior Transfer DateNov 20, 2015
Prior Transfer Doc0000567088
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateMay 12, 2026
Property Address220 DAY DR, LORAIN, OH 44052-2506
Document Number0000095514
Instrument DateMay 7, 2026
Instrument202695514
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 DAY DR, LORAIN, OH 44052-2506

Mortgage

Document Number0000095514,
DateMay 12, 2026
Instrument202695514
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address220 DAY DR, LORAIN, OH 44052-2506
Document Number0000790130
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 4, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 DAY DR LORAIN OH 440522506, LORAIN, OH 44052-2506

Mortgage

Document Number0000790130
DateNov 23, 2020
Instrument790130
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term324 Months
DueNov 22, 2047

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionLORAIN OH
Recording DateMay 17, 2017
Property Address220 DAY DR, LORAIN, OH 44052-2506
Document Number0000629759
Map ReferenceMB 13 PG 35
Instrument DateMay 15, 2017
Instrument2017-0629759
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 DAY DR, LORAIN, OH 44052-2506

Mortgage

Document Number0000629760
DateMay 17, 2017
Instrument2017-0629760
Lender
NameAMERICAN MIDWEST MORTGAGE CO
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateMar 22, 2017
Property Address220 DAY DR, LORAIN, OH 44052-2506
Document Number0000623029
Instrument DateMar 21, 2017
Instrument623029
Transaction TypeTransfer
Record UpdatedMay 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4485 OAKHILL BLVD LORAIN OH 440531959, LORAIN, OH 44053-1959

Tax Assessment & Valuation

The 2025 property tax bill for 220 Day Dr was $1,942 with a homeowner's exemption, down 7.3% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,942.00 (-7.26%) Homeowner's exemption$50,800 (+%) Land $5,300 Building $45,500$145,140 (-) Land $15,150 Building $129,990
2024$2,094.00 (+14.18%)$50,799 (+42.66%) Land $5,303 Building $45,497$145,140 (+42.66%) Land $15,150 Building $129,990
2023$1,834.00 (+0.94%)$35,609 (%) Land $6,300 Building $29,309$101,740 Land $18,000 Building $83,740
2022$1,817.00$35,610 Land $6,300 Building $29,310
2021$101,740 Land $18,000 Building $83,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Day Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Day Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLORAIN CITY PWS
serves 64,152 people · EPA ID OH4700711
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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