220 Date Palm Ln, Freeport, FL 32439 Property Records

Walton County property record for 220 Date Palm Ln, Freeport, FL 32439

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,471 sqft · built 2022
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2026)
Tax Bill	$2,837 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1S-19-23118-000-3150`

Property Details

APN / Parcel Number

Primary APN	`10-1S-19-23118-000-3150`
Alternative APN	`10-119-23118-000-3150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,471 sqft Living Area
Gross Area	1,740 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Other
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	220 DATE PALM LN
City	FREEPORT
State	FL
Zip	32439-3727
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 315 VERANDAS AT FREEPORT PH 2A-1 PB 24-69 OR 3274-4873 OR 3305-3148
Legal Subdivision	FREEPORT PH 2A
Legal Block	31
Legal Lot Number	315
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2008
Census Tract	950306

Owner

Source: Walton County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 MAPLEWOOD DR, 5, CORTLAND, OH 44410-1360
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Oct 20, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 8, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Dec 8, 2022 · Amount on Record
Deed Document Number	202623199
Deed Book / Page	3401 / 698
Prior Transfer Date	Oct 12, 2023
Prior Transfer Doc	0033053148
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 5, 2026
Property Address	220 DATE PALM LN, FREEPORT, FL 32439-3727
Document Number	0000023199
Book / Page	3401 / 698
Instrument Date	Jun 3, 2026
Instrument	202623199
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	SETCO SERVICES LLC, SETCO SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144,935.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023200,
Date	Jun 5, 2026
Instrument	202623200

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Oct 20, 2023
Property Address	220 DATE PALM LN, FREEPORT, FL 32439-3727
Document Number	0033053148
Book / Page	3305 / 3148
Map Reference	MB 24 PG 69-70
Instrument Date	Oct 12, 2023
Instrument	20230038102
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	352 MARQUIS WAY, FREEPORT, FL 32439-4459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 S MENDENHALL RD, MEMPHIS, TN 38115-3627

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 8, 2022
Property Address	220 DATE PALM LN, FREEPORT, FL 32439-3727
Document Number	0032744873
Book / Page	3274 / 4873
Map Reference	MB 24 PG 69&70
Instrument Date	Nov 22, 2022
Instrument	20220052528
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,707.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1131 FAIRVIEW AVE STE 201, 201, BOWLING GREEN, KY 42103-1695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	352 MARQUIS WAY, FREEPORT, FL 32439-4459

Mortgage

Document Number	0032744874
Date	Dec 8, 2022
Instrument	3274/4874

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,837.00 (-4.12%)	$220,477 (+6.47%) Land $30,000 Building $190,477	$220,477 (+6.47%) Land $30,000 Building $190,477
2024	$2,959.00 (+9.55%)
2023	$2,701.00	$207,080 Building $207,080	$207,080 Building $207,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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