220 Cypress Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 220 Cypress Dr, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,089 sqft · built 2015
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$3,550,000 (Mar 2021)
Tax Bill	$54,204 (2025)
Deeds & Mortgages	Oct 2025 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`24-4232-006-2440`

Property Details

APN / Parcel Number

Primary APN	`24-4232-006-2440`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,089 sqft Living Area
Gross Area	5,225 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block/Stucco
Construction Type	Concrete Block
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Patio Area	536 sqft

Location & Zoning

Street Address	220 CYPRESS DR
City	KEY BISCAYNE
State	FL
Zip	33149-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	32 54 42PB 53-39 TROPICAL ISLE HOMES SUB 4TH ADDN LOT 3 BLK 27 LOT SIZE 75.000 X 100 OR 16844-4606 0695 5 COC 23763-3038 07 2005 1
Legal Range	42E
Legal Township	54S
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB 4TH ADDN
Legal Block	27
Legal Lot Number	3
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3004
Census Tract	4602

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	220 CYPRESS DR, KEY BISCAYNE, FL 33149-1208
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Warranty Deed, Transfer PALM TITLE CORPORATION
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 12, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Jun 13, 2016 · Amount on Record
Deed Document Number	2021179412
Deed Book / Page	32395 / 3384
Prior Transfer Date	Nov 8, 2019
Prior Transfer Doc	0000728053
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Oct 22, 2025
Property Address	220 CYPRESS DR, KEY BISCAYNE, FL 33149-1208
Document Number	0000800528
Book / Page	34998 / 3517
Map Reference	MB 53 PG 39
Instrument Date	Oct 9, 2025
Instrument	2025R0800528
Transaction Type	Transfer
Record Updated	Nov 5, 2025
Title Company	PALM TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$27,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 HARBOR DR, KEY BISCAYNE, FL 33149-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CYPRESS DR, KEY BISCAYNE, FL 33149-1208

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	220 CYPRESS DR, KEY BISCAYNE, FL 33149-1208
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CYPRESS DR, KEY BISCAYNE, FL 33149-1208

Mortgage

Document Number	0000580309
Date	Aug 9, 2021
Book Page	32669/2075
Instrument	2021R0580309

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	Other
Max Rate	7.12%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 12, 2021
Property Address	220 CYPRESS DR, KEY BISCAYNE, FL 33149-1208
Document Number	0000179412
Book / Page	32395 / 3384
Map Reference	MB 53 PG 39
Instrument Date	Mar 8, 2021
Instrument	2021R0179412
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$21,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2665 S BAYSHORE DR STE 703, 703, MIAMI, FL 33133-5406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CYPRESS DR, KEY BISCAYNE, FL 33149-1208

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Nov 20, 2019
Property Address	220 CYPRESS DR, KEY BISCAYNE, FL 33149-1208
Document Number	0000728053
Book / Page	031698 / 000480
Instrument Date	Nov 8, 2019
Instrument	728053
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.60
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2665 S BAYSHORE DR #703 MIAMI FL 331335406, 703, MIAMI, FL 33133-5406

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$54,204.00 (+2.26%)	$3,429,376 (+2.9%)	$3,540,253 (+6.23%) Land $1,950,000 Building $1,590,253
2024	$53,006.00 (-2.05%) Homeowner's exemption	$3,332,727 (-0.52%) Land $1,725,000 Building $1,607,727	$3,332,727 (-0.52%) Land $1,725,000 Building $1,607,727
2023	$54,114.00 (+12.11%) Homeowner's exemption	$3,350,202 (+12.94%) Land $1,725,000 Building $1,625,202	$3,350,202 (+12.94%) Land $1,725,000 Building $1,625,202
2022	$48,268.00	$2,966,426 Land $1,323,750 Building $1,642,676	$2,966,426 Land $1,323,750 Building $1,642,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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