Delaware County property record for 220 Curtis St, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,282 sqft · built 1938 |
| Lot Size | 0.699 acres (30,448 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jul 2026) |
| Tax Bill | $4,228 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-344-16-045-000 |
| Primary APN | 519-344-16-045-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,282 sqft Living Area |
| Gross Area | 3,362 sqft |
| 1st Floor Area | 1,240 sqft |
| Upper Floors Area | 840 sqft |
| Attic | Attic |
| Attic Area | 202 sqft |
| Basement Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 30,448 sqft (0.699 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 220 CURTIS ST |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LANDS 19 5 3 19 |
| Legal Subdivision | UNITED STATES MILITARY LANDS |
| Legal Lot Number | 19 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 10520 |
220 Curtis St is owned by two individuals who bought it in July 2026.
Source: Delaware County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 37628, PHILADELPHIA, PA 19101-0628 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Jul 16, 2026 | Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL |
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 13, 2020 | Warranty Deed, Transfer · Conventional with PMI NFM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on File |
| Deed Sale | Jul 14, 2026 · Amount on File |
| Prior Sale | Jan 13, 2020 · Amount on File |
| Deed Document Number | 202619251 |
| Prior Transfer Date | Aug 30, 2012 |
| Prior Transfer Doc | 0000037505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jul 14, 2026 |
| Property Address | 220 CURTIS ST, DELAWARE, OH 43015-2445 |
| Document Number | 0000019251 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202619251 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | TITLE CONNECT CA, TITLE CONNECT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000019252, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 202619252 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jul 16, 2026 |
| Property Address | 220 CURTIS ST, DELAWARE, OH 43015-2445 |
| Document Number | 0000019536 |
| Instrument Date | May 22, 2026 |
| Instrument | 202619536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 220 CURTIS ST, DELAWARE, OH 43015-2445 |
| Document Number | 0000019536, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202619536 |
| Name | FIRST FEDERAL |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | May 22, 2027 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 220 CURTIS ST, DELAWARE, OH 43015-2445 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010273 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 1832/2798 |
| Instrument | 202100010273 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jan 13, 2020 |
| Property Address | 220 CURTIS ST, DELAWARE, OH 43015-2445 |
| Document Number | 0000001385 |
| Book / Page | 001694 / 000044 |
| Instrument Date | Jan 3, 2020 |
| Instrument | 1385 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2020 |
| Title Company | FIRST OH TITLE INSURANCE BOX, FIRST OH TITLE INS BOX |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 CURTIS ST DELAWARE OH 430152445, DELAWARE, OH 43015-2445 |
| Document Number | 1386 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 001694/000048 |
| Instrument | 1386 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2050 |
The 2025 property tax bill for 220 Curtis St was $4,228, up 5.4% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,228.00 (+5.36%) | $84,950 (-) Land $17,330 Building $67,620 | $242,700 Land $49,500 Building $193,200 |
| 2024 | $4,013.00 (-0.2%) Homeowner's exemption | $84,950 (-) Land $17,330 Building $67,620 | |
| 2023 | $4,021.00 Homeowner's exemption | $84,950 Land $17,330 Building $67,620 | $242,700 Land $49,500 Building $193,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 220 Curtis St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 220 Curtis St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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