220 Cunningham Rd, Woodruff, SC 29388 Property Records

Spartanburg County property record for 220 Cunningham Rd, Woodruff, SC 29388

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,268 sqft · built 2001
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2023)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-4300-00408`

Property Details

APN / Parcel Number

Primary APN	`5-4300-00408`
Alternative APN	`102881`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	1,912 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	275 ft deep x 212 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	100 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	102881
Street Address	220 CUNNINGHAM RD
City	WOODRUFF
State	SC
Zip	29388-8630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 CUNNINGHAM ESTATES SUBDIVSION PB 147-263 PB 149-702
Legal Subdivision	CUNNINGHAM ESTATES SUBDIVSION PB
Legal Lot Number	20
Jurisdiction	SPARTANBURG SC
Township / Civil Division	REIDVILLE
Census Block Group	2
Census Block	2002
Census Tract	23409

Owner

220 Cunningham Rd is owned and occupied by an individual who bought it in January 2023.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	220 CUNNINGHAM RD, WOODRUFF, SC 29388-8630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Jun 1, 2006 · Amount on File
Deed Document Number	2023-00521
Deed Book / Page	140-H / 430
Record Updated	Jun 8, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jan 6, 2023
Property Address	220 CUNNINGHAM RD, WOODRUFF, SC 29388-8630
Document Number	0000000521
Book / Page	140-H / 430
Map Reference	MB 149 PG 702
Instrument Date	Jan 3, 2023
Instrument	2023-00521
Transaction Type	Transfer
Record Updated	Jan 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 CUNNINGHAM RD, WOODRUFF, SC 29388-8630

Mortgage

Document Number	0000000522
Date	Jan 6, 2023
Book Page	6517/312
Instrument	2023-00522

Lender

Name	SECURE CHOICE LENDING
Type	Mortgage Company
Address	RIVERSIDE, CA 92507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 220 Cunningham Rd was $1,301, up 0.8% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00 (+0.77%)	$8,800 Land $720 Building $8,080	$220,000 Land $18,000 Building $202,000
2024	$1,291.00 (+67.44%)
2023	$771.00	$5,042 Land $558 Building $4,484	$162,700 Land $18,000 Building $144,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Cunningham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Cunningham Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20