220 Cumberland Dr, Moore, SC 29369 Property Records

Spartanburg County property record for 220 Cumberland Dr, Moore, SC 29369

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,605 sqft · built 1987
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (May 2020)
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-27-14-042.00`

Property Details

APN / Parcel Number

Primary APN	`5-27-14-042.00`
Alternative APNs	`6181-57-9460.29` `94623`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,605 sqft Living Area
Gross Area	4,077 sqft
Upper Floors Area	875 sqft
Basement Area	600 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Concrete Block
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	61,420 sqft (1.41 acres)
Garage Type	Attached
Porch	Porch
Porch Area	24 sqft
Patio Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	94623
Street Address	220 CUMBERLAND DR
City	MOORE
State	SC
Zip	29369-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 DAVID J & NANCY F BEARDSLEY SUR PB 102-967
Legal Subdivision	DAVID J & NANCY F BEARDSLEY
Legal Lot Number	44
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	1
Census Block	1006
Census Tract	23401

Owner

220 Cumberland Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Spartanburg County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 CUMBERLAND DR, MOORE, SC 29369-9403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit CPM FEDERAL CREDIT UNION
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 26, 2020	Grant Deed, Transfer · Conventional Mortgage APEX HM LNS
Aug 7, 2017	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2020 · Amount on File
Deed Sale	May 26, 2020 · Amount on File
Prior Sale	Aug 7, 2017 · Amount on File
Deed Document Number	202021645
Deed Book / Page	127-Z / 152
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Recording Date	Sep 15, 2026
Property Address	220 CUMBERLAND DR, MOORE, SC 29369-9403
Document Number	0000043946
Book / Page	7320 / 155
Instrument Date	Sep 2, 2026
Instrument	202643946
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CUMBERLAND DR, MOORE, SC 29369-9403

Mortgage

Document Number	0000043946,
Date	Sep 15, 2026
Book Page	7320/155
Instrument	202643946

Lender

Name	CPM FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 2, 2051

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	220 CUMBERLAND DR, MOORE, SC 29369-9403
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009781
Date	Feb 24, 2022
Book Page	6324/763
Instrument	2022-09781

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 26, 2020
Property Address	220 CUMBERLAND DR, MOORE, SC 29369-9403
Document Number	0000021645
Book / Page	00127Z / 000152
Instrument Date	May 26, 2020
Instrument	21645
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$944.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 CUMBERLAND DR MOORE SC 293699403, MOORE, SC 29369-9403

Mortgage

Document Number	21646
Date	May 26, 2020
Book Page	005818/000723
Instrument	21646

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Aug 7, 2017
Property Address	220 CUMBERLAND DR, MOORE, SC 29369-9403
Document Number	0000036441
Map Reference	MB102 PG967
Instrument Date	Aug 4, 2017
Instrument	2017-36441
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$902.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 CUMBERLAND DR, MOORE, SC 29369-9403

Mortgage

Document Number	0000036442
Date	Aug 7, 2017
Instrument	2017-36442

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 220 Cumberland Dr was $1,706, up 0.6% from the year before.

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 (+0.59%)	$10,884 Land $1,768 Building $9,116	$272,100 Land $44,200 Building $227,900
2024	$1,696.00 (-0.24%)
2023	$1,700.00	$10,884 Land $1,768 Building $9,116	$272,100 Land $44,200 Building $227,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Cumberland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (2004–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Cumberland Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T, Verizon.

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