220 Crystal Ln, Steger, IL 60475 Property Records

Will County property record for 220 Crystal Ln, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,651 sqft · built 1995
Lot Size	0.16 acres (6,845 sqft)
Owner	Individual Name on Record
Last Sale	$144,900 (Jul 2018)
Tax Bill	$7,144 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-301-045`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-301-045`
Alternative APN	`15053010450000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,651 sqft Living Area
Basement Area	1,651 sqft
Unfinished Basement	1,651 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	6,845 sqft (0.16 acres)
Garage Type	Attached
Garage Area	465 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	220 CRYSTAL LN
City	STEGER
State	IL
Zip	60475-1580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 IN MACH'S CRYSTAL POINTE, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 OF SEC 5, T34N-R14E.
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	MACHS CRYSTAL POINTE
Legal Lot Number	21
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	1
Census Block	1005
Census Tract	883804

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 CRYSTAL LN, STEGER, IL 60475-1580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Apr 12, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 24, 2018	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Apr 3, 2002 · Amount on Record
Deed Document Number	201851096
Prior Transfer Date	May 20, 2009
Prior Transfer Doc	0000084605
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	220 CRYSTAL LN, STEGER, IL 60475-1580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017949
Date	Mar 2, 2017
Instrument	R2017017949

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 27, 2047

Interest

Rate Type	Fixed Rate
Rate	3.74%
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	220 CRYSTAL LN, STEGER, IL 60475-1580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BURNET TITLE POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021093
Date	Apr 12, 2019
Instrument	R2019021093

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate	4.1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 24, 2018
Property Address	220 CRYSTAL LN, STEGER, IL 60475-1580
Document Number	0000051096
Map Reference	DOV R94-111640
Instrument Date	Jul 6, 2018
Instrument	R2018051096
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	MILLENNIUM TITLE GROUP LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CRYSTAL LN, STEGER, IL 60475-1580

Mortgage

Document Number	0000051097
Date	Jul 24, 2018
Instrument	R2018051097

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,144.00 (+13%)	$81,828 (+5.5%) Land $11,141 Building $70,687	$245,484 (+5.5%) Land $33,423 Building $212,061
2024		$77,562 (+26.01%) Land $10,560 Building $67,002	$232,686 (+26.01%) Land $31,680 Building $201,006
2022	$6,322.00 Homeowner's exemption	$61,552 Land $8,380 Building $53,172	$184,656 Land $25,140 Building $159,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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