220 Cross St, Lodi, CA 95242 Property Records

San Joaquin County property record for 220 Cross St, Lodi, CA 95242

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 1,961 sqft · built 1961
Lot Size	0.143 acres (6,238 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Dec 2004)
Tax Bill	$5,162 (2026)
Deeds & Mortgages	Nov 2023 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`035-260-130-000`

Property Details

APN / Parcel Number

Primary APN	`035-260-130-000`
Alternative APN	`035-260-13`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	1,961 sqft Living Area
1st Floor Area	1,961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	6,238 sqft (0.143 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	035-260-13
Street Address	220 CROSS ST
City	LODI
State	CA
Zip	95242-2905
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CHERRYWOOD PARK LOT 14,15
Legal Subdivision	CHERRYWOOD PARK
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1011
Census Tract	4205

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 396, LODI, CA 95241-0396
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Intrafamily Transfer, Transfer
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF STOCKTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2004 · Amount on Record
Deed Sale	Dec 21, 2004 · Amount on Record
Deed Document Number	2004290833
Last Transfer Date	Mar 13, 2013
Transfer Doc	0000040902
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 8, 2023
Property Address	220 CROSS ST, LODI, CA 95242-2905
Document Number	0000092007
Map Reference	VOL 16 PG 45
Instrument Date	Nov 6, 2023
Instrument	2023-092007
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 396, LODI, CA 95241-0396

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	220 CROSS ST, LODI, CA 95242-2905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 BRITTANY CT, LODI, CA 95242-9144

Mortgage

Document Number	0000147026
Date	Oct 30, 2020
Instrument	2020-147026

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,162.00 (+0.35%)
2025	$5,144.00 (+4.07%) Homeowner's exemption	$480,867 (+4.04%) Land $143,560 Building $337,307
2023	$4,943.00 (+2.3%) Homeowner's exemption	$462,197 Land $137,987 Building $324,210
2022	$4,832.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

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