220 Cottonwood Rd, Arnold, MO 63010 Property Records

Jefferson County property record for 220 Cottonwood Rd, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,001 sqft · built 1981
Lot Size	3.36 acres (146,797 sqft)
Owner	Individual Name on Record
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Nov 2021 Sale Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`027.035.00000054`

Property Details

APN / Parcel Number

Primary APN	`027.035.00000054`
Alternative APN	`0270350 054`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,001 sqft Living Area
Gross Area	3,351 sqft
1st Floor Area	2,001 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	146,797 sqft
Garage Type	Attached
Garage Area	1,350 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	162 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	220 COTTONWOOD RD
City	ARNOLD
State	MO
Zip	63010-6108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	COTTONWOOD LOT 9
Legal Range	5E
Legal Township	43N
Legal Section	35
Legal Subdivision	COTTONWOOD
Legal Tract	9
Legal Block	2
Legal Lot Number	9
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2009
Census Tract	700113

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	220 COTTONWOOD RD, ARNOLD, MO 63010-6108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Affidavit, Transfer
Nov 4, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 28, 2021
Transfer Doc	0000048370
Record Updated	Oct 29, 2026

November 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JEFFERSON MO
Recording Date	Nov 4, 2021
Property Address	220 COTTONWOOD RD, ARNOLD, MO 63010-6108
Document Number	2021R048369
Map Reference	MB 76 PG 2&3
Instrument Date	Oct 28, 2021
Instrument	2021R-048369
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 COTTONWOOD RD, 220, ARNOLD, MO 63010-6108

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 4, 2021
Property Address	220 COTTONWOOD RD, ARNOLD, MO 63010-6108
Document Number	0000048370
Map Reference	MB 76 PG 2&3
Instrument Date	Oct 28, 2021
Instrument	2021R-048370
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 COTTONWOOD RD, ARNOLD, MO 63010-6108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	220 COTTONWOOD RD, ARNOLD, MO 63010-6108

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,100 (-) Land $4,500 Building $32,600	$195,300 (-) Land $23,900 Building $171,400
2025	$2,438.00 (-0.37%)	$37,100 (+8.16%) Land $4,500 Building $32,600	$195,300 (-) Land $23,900 Building $171,400
2024	$2,447.00 (+0.58%)		$195,300 (+8.02%) Land $23,900 Building $171,400
2023	$2,433.00 (+16.41%)	$34,300 (+16.27%) Land $4,500 Building $29,800	$180,800 (+16.27%) Land $23,900 Building $156,900
2022	$2,090.00	$29,500 Land $4,500 Building $25,000
2021			$155,500 Land $23,900 Building $131,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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