220 Cook Rd, Casar, NC 28020 Property Records

Cleveland County property record for 220 Cook Rd, Casar, NC 28020

Property Summary

Property Type	Single Family Home
Details	1,008 sqft · built 1944
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Feb 2021)
Tax Bill	$661 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57628`

Property Details

APN / Parcel Number

Primary APN	`57628`
Alternative APN	`1338525`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	47,480 sqft (1.09 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1338525
Street Address	220 COOK RD
City	CASAR
State	NC
Zip	28020-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	1.09AC PB25-198 RD#1532
Legal Subdivision	DUNCAN CREEK
Legal Block	1
Legal Lot Number	92
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4030
Census Tract	950101

Owner

220 Cook Rd is owned and occupied by an individual who bought it in February 2021.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	220 COOK RD, CASAR, NC 28020-8714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on File
Deed Sale	Feb 8, 2021 · Amount on File
Prior Sale	May 13, 2016 · Amount on File
Deed Document Number	2021200050492
Deed Book / Page	1832 / 2049
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 8, 2021
Property Address	220 COOK RD, CASAR, NC 28020-8714
Document Number	0018322049
Book / Page	1832 / 2049
Map Reference	MB 25 PG 198
Instrument Date	Feb 4, 2021
Instrument	200050492
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4403 SHUFORD LAKE RD, 4403, LAWNDALE, NC 28090-9029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 COOK RD, CASAR, NC 28020-8714

Mortgage

Document Number	18322052
Date	Feb 8, 2021
Instrument	1832/2052

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 220 Cook Rd was $661, up 13.2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$661.00 (+13.18%)	$91,989 (-) Land $14,891 Building $77,098	$91,989 (-) Land $14,891 Building $77,098
2025	$584.00	$91,989 Land $14,891 Building $77,098	$91,989 Land $14,891 Building $77,098
2023		$61,867 Land $13,180 Building $48,687	$61,867 Land $13,180 Building $48,687

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 220 Cook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Cook Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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