Cooke County property record for 220 Co Rd 285, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,439 sqft · built 2002 |
| Lot Size | 8.76 acres (381,586 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $13,436 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0558-001-0004A |
| Primary APN | 0558-001-0004A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,439 sqft Living Area |
| Gross Area | 7,398 sqft |
| 1st Floor Area | 2,439 sqft |
| 2nd Floor Area | 970 sqft |
| Flooring | Ceramic Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 381,586 sqft (8.76 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 300 sqft |
| Porch | Slab |
| Porch Area | 734 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 220 COUNTY ROAD 285 |
|---|---|
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-8434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KILBORN H 0558 ACRES 8.76 |
| Legal Subdivision | KILBORN H |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE SOUTHEAST |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 701 |
Source: Cooke County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2007 |
| Deed Sale | Jul 3, 2007 |
| Deed Document Number | 20075724 |
| Deed Book / Page | 1512 / 164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 220 COUNTY ROAD 285, GAINESVILLE, TX 76240-8434 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2415/115 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 2415/115 |
| Instrument | 2021-03607 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,436.00 (+21.34%) Homeowner's exemption | $970,462 (+9.38%) | $1,051,357 (-4.27%) Land $419,306 Building $632,051 |
| 2025 | $11,073.00 (+16.75%) | $887,212 (+27.59%) Land $455,537 Building $642,670 | $1,098,207 (+24.8%) Land $455,537 Building $642,670 |
| 2024 | $9,484.00 (+4.71%) | ||
| 2023 | $695,356 Land $280,849 Building $599,158 | $880,007 Land $280,849 Building $599,158 | |
| 2022 | $9,057.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 69% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| ElektraFi Fixed Wireless | 100 / 20 |
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