220 Co Rd 164, Centre, AL 35960 Property Records

Cherokee County property record for 220 Co Rd 164, Centre, AL 35960

Property Summary

Property Type	Other Improved
Details	900 sqft · built 2006
Lot Size	11 acres (479,160 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Apr 2026)
Tax Bill	$305 (2026)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-12-08-34-0-000-010.002`

Property Details

APN / Parcel Number

Primary APN	`13-12-08-34-0-000-010.002`
Alternative APNs	`ALT APN:1208340000010002` `213817` `6304`

Interior

Building Area	900 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	479,160 sqft (11 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	213817
Street Address	220 COUNTY ROAD 164
City	CENTRE
State	AL
Zip	35960
Property Category	Other
Property Type	Other > Other Improved
Legal Description	BEG SE COR OF THE SE1/4 OF THE NE1/4; W373.18; N1317.14; E36 3.07; S1317 TO POB
Legal Range	11E
Legal Township	10S
Legal Section	34
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1042
Census Tract	956101

Owner

220 Co Rd 164 is owned by an individual who bought it in April 2026.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3315 COUNTY ROAD 162, CENTRE, AL 35960-3617
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer · Line of Credit FARMERS AND MERCHANTS BANK
Dec 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Prior Sale	Dec 8, 2021 · Amount on File
Deed Document Number	2026243065
Prior Transfer Date	Oct 19, 2021
Prior Transfer Doc	0000221712
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 1, 2026
Property Address	220 COUNTY ROAD 164, CENTRE, AL 35960
Document Number	0000243065
Instrument Date	Mar 30, 2026
Instrument	2026243065
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,342.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3315 COUNTY ROAD 162, CENTRE, AL 35960-3617

Mortgage

Document Number	0000243066,
Date	Apr 1, 2026
Instrument	2026243066

Lender

Name	FARMERS AND MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 30, 2041

Interest

Rate	5.35%
Max Rate	-1%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 8, 2021
Property Address	220 COUNTY ROAD 164, CENTRE, AL 35960
Document Number	0000221712
Map Reference	PB 225 PG 199
Instrument Date	Oct 19, 2021
Instrument	221712
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1203 CAVE SPRING RD SW, ROME, GA 30161-4803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 CAVE SPRING RD SW, ROME, GA 30161-4803

Tax Assessment & Valuation

The 2026 property tax bill for 220 Co Rd 164 was $305, up 6.6% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$305.00 (+6.64%)
2025	$286.00 (+7.12%)	$6,820 (+6.9%) Land $4,040 Building $2,780	$54,500 (+8.35%) Land $40,500 Building $14,000
2024	$267.00	$6,380 (-) Land $3,700 Building $2,680	$50,300 (-) Land $36,900 Building $13,400
2023	$267.00 (+26.54%)	$6,380 (+26.59%)	$50,300 (-) Land $36,900 Building $13,400
2022	$211.00	$5,040 Land $3,700 Building $1,340	$50,300 Land $36,900 Building $13,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 Co Rd 164 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 Co Rd 164 is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Nearby Properties on Co Rd 164

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