220 Clouser Rd, Hanover, PA 17331 Property Records

Adams County property record for 220 Clouser Rd, Hanover, PA 17331

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,460 sqft · built 2010
Lot Size	40.5 acres (1,768,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,230,000 (Aug 2024)
Tax Bill	$7,238 (2026)
Deeds & Mortgages	Jul 2020 Second Mortgage Jan 2023 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41 K18-0022D-000`

Property Details

APN / Parcel Number

Primary APN	`41 K18-0022D-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,460 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	1,768,100 sqft (40.5 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	220 CLOUSER RD
City	HANOVER
State	PA
Zip	17331-9027
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Jurisdiction	ADAMS PA
Township / Civil Division	UNION
Census Block Group	1
Census Block	1045
Census Tract	31203

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 CLOUSER RD, HANOVER, PA 17331-9027
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ACNB BANK
Jan 23, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Sep 18, 2025	Intrafamily Transfer, Transfer · Commercial Mortgage HORIZON FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2024 · Amount on Record
Deed Sale	Aug 27, 2024 · Amount on Record
Prior Sale	Aug 12, 2002 · Amount on Record
Deed Book / Page	7242 / 434
Last Transfer Date	Sep 18, 2025
Transfer Doc	007384/207
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	220 CLOUSER RD, HANOVER, PA 17331-9027
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006635/281
Date	Jul 14, 2020
Book Page	6635/281
Instrument	202000007655

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	118 Months
Due	May 22, 2030

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	220 CLOUSER RD, HANOVER, PA 17331-9027
Transaction Type	Mortgage
Record Updated	Oct 9, 2025
Title Company	NCS PLACER TITLE COMPANY, NCS PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CLOUSER RD, HANOVER, PA 17331-9027

Mortgage

Document Number	007058/562
Date	Jan 23, 2023
Book Page	7058/562

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	856 Months
Due	May 30, 2094

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS PA
Recording Date	Sep 18, 2025
Property Address	220 CLOUSER RD, HANOVER, PA 17331-9027
Document Number	007384/207
Book / Page	7384 / 207
Instrument Date	Jun 12, 2025
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 CLOUSER RD, HANOVER, PA 17331-9027

Mortgage

Document Number	0000020733
Date	Sep 18, 2025
Instrument	20-/733

Lender

Name	HORIZON FARM CREDIT ACA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Union Township
Unified School District	Littlestown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,238.00	$382,400 (-) Land $27,500 Building $354,900
2025	$7,238.00 (+8.32%)	$382,400 (+3.55%) Land $27,500 Building $354,900
2024	$6,682.00	$369,300 Land $28,000 Building $341,300
2010			$646,700 Land $291,800 Building $354,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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