220 Citadel Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 220 Citadel Ln, Crestview, FL 32539 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,590 sqft · built 2007
Lot Size0.234 acres (10,196 sqft)
OwnerIndividual Name on File
Last Sale$134,900 (Mar 2015)
Deeds & MortgagesFeb 2026 Mortgage
Dec 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-599-0642-0

Property Details

APN / Parcel Number

Primary APNC56-000-599-0642-0
Alternative APNs
  • 21-3N-23-1100-000E-0200
  • 23N3211100000E0200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,590 sqft Living Area
Gross Area2,186 sqft
1st Floor Area1,590 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area10,196 sqft (0.234 acres)
Garage TypeAttached
Garage Area400 sqft
PorchSlab
Porch Area36 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address220 CITADEL LN
CityCRESTVIEW
StateFL
Zip32539-4359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIRON GATE S/D PH I LOT 20 BLK E
Legal Range23W
Legal Township03N
Legal Section21
Legal SubdivisionIRON GATE S/D
Legal Phase1
Legal BlockE
Legal Lot Number20
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2076
Census Tract20701

Owner

Source: Okaloosa County records · APN C56-000-599-0642-0

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address220 CITADEL LN, CRESTVIEW, FL 32539-4359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Dec 04, 2023Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jan 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2015 · Amount on Record
Deed SaleMar 03, 2015 · Amount on Record
Prior SaleJul 29, 2014 · Amount on Record
Deed Document Number20152981821
Deed Book / Page3186 / 3884
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address220 CITADEL LN, CRESTVIEW, FL 32539-4359
Transaction TypeMortgage
Record UpdatedMar 03, 2026
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 CITADEL LN, CRESTVIEW, FL 32539-4359

Mortgage

Document Number0003797869
DateFeb 10, 2026
Instrument3797869
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueMar 01, 2041

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address220 CITADEL LN, CRESTVIEW, FL 32539-4359
Transaction TypeMortgage
Record UpdatedJan 12, 2024
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 CITADEL LN, CRESTVIEW, FL 32539-4359

Mortgage

Document Number0003660207
DateDec 04, 2023
Instrument3660207
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address220 CITADEL LN, CRESTVIEW, FL 32539-4359
Transaction TypeMortgage
Record UpdatedFeb 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 CITADEL LN, CRESTVIEW, FL 32539-4359

Mortgage

Document Number0035993436
DateJan 20, 2022
Book Page3599/3436
Instrument3520966
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2037

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$153,749 (+5.99%)$229,470 (-0.1%) Land $44,726 Building $184,744
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$145,064$229,689 Land $38,000 Building $191,689

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910207012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskModerate
above 52% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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