220 Chestnut St, Winchester, VA 22601 Property Records

Winchester City property record for 220 Chestnut St, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,737 sqft · built 1961
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Sep 2022)
Tax Bill	$2,653 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`195-11-17B`

Property Details

APN / Parcel Number

Primary APN	`195-11-17B`
Alternative APNs	`4020` `4465`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,737 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)

Exterior Amenities

Porch	Slab
Porch Area	340 sqft
Deck Area	80 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4020
Street Address	220 CHESTNUT ST
City	WINCHESTER
State	VA
Zip	22601-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	HARRIS ORCHARD TRACT SD L-17B E S 220 CHESTNUT STREET (8000 SQ FT MORE OR LESS)
Legal Subdivision	HARRIS ORCHARD
Legal Tract	L-17B
Legal Lot Number	17B
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3003
Census Tract	101

Owner

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 NATIONAL AVE, WINCHESTER, VA 22601-5516
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit APPLE FCU
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE COUNTY
Sep 13, 2022	Deed, Transfer
Sep 7, 2022	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	20222168
Prior Transfer Date	Jul 25, 2022
Prior Transfer Doc	0000002143
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	220 CHESTNUT ST, WINCHESTER, VA 22601-5506
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000487
Date	Mar 25, 2024
Instrument	240000487

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	220 CHESTNUT ST, WINCHESTER, VA 22601-5506
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 CHESTNUT ST, WINCHESTER, VA 22601-5506

Mortgage

Document Number	0220002636
Date	Nov 16, 2022
Instrument	220002636

Lender

Name	BANK OF CLARKE COUNTY
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Sep 13, 2022
Property Address	220 CHESTNUT ST, WINCHESTER, VA 22601-5506
Document Number	0220002168
Map Reference	MB 118 PG 472
Instrument Date	Sep 13, 2022
Instrument	220002168
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Amount	Amount Recorded
Tax	$109.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	723 NATIONAL AVE, WINCHESTER, VA 22601-5516

September 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Sep 7, 2022
Property Address	220 CHESTNUT ST, WINCHESTER, VA 22601-5506
Document Number	0220002144
Map Reference	MB 118 PG 472
Instrument Date	Aug 19, 2022
Instrument	220002144
Transaction Type	Transfer
Record Updated	Feb 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 N EUCLID AVE, WINCHESTER, VA 22601-5542

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,653.00	$333,700 (+13.7%) Land $67,500 Building $266,200
2025	$2,653.00 (+8.91%)		$333,700 (+13.7%) Land $67,500 Building $266,200
2023	$2,436.00 (+19.94%)	$293,500 Land $67,500 Building $226,000	$293,500 Land $67,500 Building $226,000
2022	$2,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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